AMLCTF Analyst

The Role

As an AML/CTF Analyst you will play a critical role in supporting the Groups compliance with the AntiMoney Laundering and CounterTerrorism Financing (AML/CTF) Act. You will undertake specialist financial crime activities including transaction monitoring sanctions and PEP screening enhanced customer due diligence and suspicious matter reporting.

You will apply riskbased judgement to complex and higherrisk matters provide AML/CTF expertise to frontline teams and internal stakeholders and contribute to the ongoing effectiveness of the Groups ML/TF risk management framework. This role also supports engagement with external stakeholders including law enforcement and regulatory bodies.

In this role you will:

• Conduct transaction monitoring and investigate potential ML/TF activity using a range of investigative techniques;
• Manage KYC due diligence and enhanced due diligence obligations in accordance with the AML/CTF Act and internal procedures;
• Prepare and submit regulatory reports including Suspicious Matter Reports (SMRs) and Threshold Transaction Reports (TTRs) applying sound professional judgement;
• Perform enhanced customer due diligence on higher risk customers and complex onboarding and offboarding matters;
• Maintain accurate and detailed investigation records including evidence collection and preservation where required;
• Support the development testing and improvement of transaction monitoring rules typologies and AML/CTF controls;
• Assist with ML/TF and proliferation financing risk assessments and incorporate outcomes into systems and processes;
• Keep up to date with emerging ML/TF trends typologies and regulatory changes contributing insights to continuous improvement initiatives;
• Provide guidance and coaching to frontline staff on identifying and reporting suspected ML/TF activity;
• Assist in the development and delivery of AML/CTF training and awareness initiatives across the organisation;
• Support the ongoing maintenance of AML/CTF policies procedures and related materials;
• Prepare reporting and provide advice on AML/CTF matters to senior management Risk Committees and Board Committees;
• Manage and respond to information requests from law enforcement and other external agencies in line with legal and privacy obligations;
• Collaborate with internal stakeholders including Technology Risk and Operations teams to enhance AML/CTF systems and processes.

Qualifications :

About you

You are an experienced AML/CTF professional with strong investigative capability and a sound understanding of regulatory obligations and financial crime risk.

• Strong understanding of AML/CTF legislation including the AML/CTF Act AUSTRAC guidance and risk based compliance frameworks;
• Experience conducting transaction monitoring PEP and sanctions screening suspicious matter investigations and reporting;
• Demonstrated experience performing enhanced and ongoing customer due diligence (ECDD) including complex onboarding and offboarding matters;
• Sound investigative skills including analysis of transaction activity identification of ML/TF typologies and maintenance of high quality investigation records;
• Experience developing maintaining and supporting AML/CTF policies procedures controls and related documentation;
• Ability to apply risk management methodologies and exercise sound judgement in complex and higher risk ML/TF matters;
• Confidence using AML/CTF and banking systems with the ability to quickly build proficiency across internal technologies;
• Strong communication and stakeholder management skills including providing guidance and coaching to frontline staff;
• High attention to detail professionalism and commitment to confidentiality privacy and tipping off obligations.

Additional Information :

See yourself in our team

Working in Beyond Banks Financial Crimes team is a highly rewarding experience. You will be at the forefront of protecting the bank and its customers from fraudulent activities. Your efforts help maintain the integrity of the financial system and ensure a safe banking environment.

Why work for Beyond Bank
We welcome candidates that reflect the diversity of the communities in which we operate. We actively encourage Aboriginal and Torres Strait Islander peoples people with disability LGBTQIA as well as culturally diverse community members to apply for our roles.

Beyond Bank is committed to creating an accessible recruitment process and employment experience. If you identify as a person living with disability and require adjustments to our online application recruitment selection and/or assessment process or modifications for accessibility to our locations please contact us at

And theres even more benefits:

• Additional 3 paid work-life balance days
• Paid community volunteer days to support many community charities across Australia
• Access to employee discounts health and wellbeing initiatives employee and family assistance plus more
• A flexible and diverse working environment
• Career development opportunities training and coaching

By joining Beyond Bank you will have the opportunity to work alongside talented professionals who will support and encourage you to achieve your full potential. If you are passionate about people and want to make a difference we would love to hear from you.
 

What does our recruitment process look like
The process can include a phone screen video interview virtual or face-to-face interview psychometric testing and all relevant background checking. Some positions may require undergoing 4 weeks of mandatory full training.

Apply Now!

To find out more about Beyond Bank visit  or for more information contact

Applications close 27/04/2025

As a certified B Corp we are using our business as a force for good.

By applying for this opportunity you are providing consent for Beyond Bank Australia to conduct all pre-employment screening checks (APRA ASIC Bankruptcy National Criminal History Check VEVO Adverse Media Check and Reference Checks) at the expense of Beyond Bank Australia.

Remote Work :

No

Employment Type :

Full-time