Director, Concepts and Advanced Planning

The Opportunity: At Equitable we believe great things happen when we work together. Were a Canadian mutual company driven by purpose - putting people first and helping Canadians protect today and prepare for tomorrow. If youre passionate about making a difference and growing your career in an inclusive and collaborative environment wed love to hear from you. Our culture is built on care passion and curiosity. We put people above all else strive to be our best and welcome new ideas to deliver positive outcomes. The Director Concepts and Advanced Planning is a senior leadership role within the Individual Insurance business playing a critical role in Equitables ability to compete grow and manage risk in the highnetworth ultrahighnetworth corporate and complex insurance market. Reporting to the VP Individual Insurance Pricing and Finance this role provides strategic direction technical leadership and governance over Equitables advanced insurance planning capabilities ensuring alignment with product design pricing intent profitability and risk appetite. The Director owns insurancecentric concept development advanced illustrations inforce strategies and advisor enablement working closely with Distribution partners and tax specialists to ensure technical integrity and disciplined risk management. As a trusted advisor to senior leaders distributors and external professional advisors the Director helps shape Equitables advanced planning strategy and market reputation. The role is accountable for establishing and evolving Equitables centre of excellence for advanced insurance concepts including the creation and delivery of enterprisewide advanced planning education. Operating with significant autonomy the Director is expected to scale this capability over time by setting standards building a specialized team and ensuring Equitables most complex and highvalue insurance solutions perform as intended over the long one of the regions top employers and be part of something that truly makes a Arrangements: This is a hybrid role. You will work in our office in Waterloo ON a minimum of two (2) assigned consecutive days every other week plus a fifth (5th) assigned day per month. You are welcome to work from the office more than the minimum requirement and there may be some roles that are required to work in our office more than the minimum youll do:Lead a multidisciplinary team across Knowledge Management Quality Assurance and Controls while championing a culture of continuous improvement knowledge sharing and riskaware Equitables advanced insurance planning framework and proprietary concept portfolioEstablish standards approval processes and quality controls for all advanced planning educational content to ensure accuracy consistency and appropriate use in complex insurance senior-level complex case consultation to Distribution National Accounts and strategic advisorsPartner with Tax & Estate Planning to deliver coordinated risk-appropriate advanced planning supportPartner with Pricing & Finance leadership to ensure concepts align with product design pricing intent and long-term profitabilityRepresent Equitables advanced insurance planning perspective in senior internal forums and selected external advisor or industry engagements as appropriate reinforcing Equitables technical credibility in complex and advanced marketsDesign own and continuously evolve the advanced insurance planning education curriculum for internal partners ensuring content is technically sound aligned with product design and pricing intent and consistent with Equitables risk the delivery of advanced planning education through scalable forums (formal training case-based sessions and technical updates) building deep consistent capability across Pricing Distribution Underwriting and related competitive intelligence and continuous evolution of advanced planning conceptsBuild mentor and lead a future-state advanced planning team (concept analysts / illustration specialists)Act as a trusted advisor to senior leadership on advanced planning strategy risk and financial implicationsWhat youll bring:10 years of progressive experience in advanced insurance planning actuarial/pricing advanced case consulting or HNW insurance advisory rolesRecognized subject matter expertise in permanent insurance participating whole life universal life and corporate insurance structuresStrong applied understanding of tax and estate concepts as they relate to insurance with demonstrated ability to partner with dedicated tax professionalsProven executive-level advisory capability with advisors accountants lawyers and senior internal leadershipProfessional designation required (CFP CLU FSA FCIA CPA LLB/LLM or equivalent); multiple designations strongly preferredDemonstrated comfort and credibility working with HNW and UHNW advisors including collaboration with accountants lawyers and family office professionals on complex insurance strategiesDemonstrated leadership capability including the ability to drive engagement alignment and high performance across a complex crossfunctional and evolving mandateStrong communication skills including the ability to translate complex technical concepts into clear practical guidance for senior leaders distribution partners and advisorsBroad understanding of the Canadian individual insurance distribution landscape and the role advanced planning plays in supporting largecase and specialty marketsDemonstrated experience establishing enterprise capabilities setting standards and scaling specialized teamsStrong governance disclosure and risk mindset appropriate for complex insurance solutionsExecutive presence with the ability to influence across Distribution Underwriting Legal and OperationsDemonstrated public speaking and presentation capability including comfort presenting advanced insurance concepts to senior internal stakeholders advisors and professional audiences in structured training education or thoughtleadership settingsWhats in it for you:Career Growth: Regular learning sessions and developmentopportunitiesTotal Rewards: Incentive pay annual salary reviews employer-paid benefits and pensionmatchingTime Away: Competitive vacation plus one paid volunteer day each yearFlexibility: Healthy work-life balance with employee wellness always top of mind complemented by a dress for your day approachAt Equitable were committed to fair pay and an inclusive accessible hiring experience. If you need accommodations or alternative formats at any stage just reach out to us at Were happy to base pay will be based on your skills qualifications experience and addition to your salary this role is eligible for a discretionary annual incentive award tied to business performance plus a wide range of competitive benefits. If youre selected to move forward our Talent Acquisition team will walk you through all the details of our total rewards program so you know exactly whats To: Individual Insurance Pricing and Finance VP Department: Individual Product Management Term: Permanent Full-Time