Solutions Architect Credit Card Ecosystem

This is an opportunity for a strategic and technically driven Solution Architect to provide leadership across a Credit Card and Point of Sale Lending (POSL) ecosystem. This role is responsible for defining and guiding future state architecture for SaaS and homegrown platforms supporting the credit card lifecycle ensuring alignment with business objectives architectural standards and technology best practices.

About the Role

The Solution Architect will ensure that technical solutions effectively meet business requirements by designing detailed technical solutions facilitating cross-organizational discussions to ensure alignment and ensuring both technical and quality strategies are executed consistently. The ideal candidate brings architectural vision and hands-on technical depth with the ability to influence stakeholders at all levels.

Our Ecosystem

This role supports a combination of cloud-native and legacy platforms spanning credit card originations account servicing loyalty fraud customer communications partner servicing and digital channels. The ecosystem includes event-driven and API-driven applications real-time decisioning engines microservices-based components and integration layers built on AWS and middleware technologies that ensure reliable scalable and secure delivery of credit card capabilities.

What Youll Do

Architectural Strategy & Vision

• Assess the current state of the ecosystem and define a strategic target state architecture for the next 35 years.
• Develop and maintain a modernization roadmap to drive platform scalability efficiency and innovation.
• Partner with enterprise architecture and business stakeholders to align platform strategy with business objectives including active participation in architecture guild sessions.

Technical Leadership & Delivery Support

• Provide technical leadership and architectural guidance to delivery teams and technical leads across multiple workstreams including guidance on GitLab CI/CD Terraform for infrastructure-as-code and automation for repeatable tasks and testing.
• Mentor and coach team members to elevate technical practices and architectural thinking.
• Ensure robust integration patterns and API strategies using MuleSoft and other integration approaches including event-driven architectures APIs and secure file exchange.
• Create detailed solution network architecture designs that align with security standards and operational requirements.

Continuous Improvement & Modernization

• Advocate for and implement best practices in cloud adoption integration security and automation.
• Evaluate new technologies and solutions to strengthen the credit card ecosystem.
• Drive standardization and optimization across the portfolio to reduce technical debt and improve efficiency.

What Skills You Need

• 8 years of experience in enterprise architecture solution architecture or technical leadership roles.
• Experience integrating SaaS hosted and custom-built applications across the credit card lifecycle including digital servicing partner connectivity real-time decisioning and workflow or document management solutions.
• Deep understanding of cloud technologies especially AWS architecture and core services including Lambda EKS EC2 IAM S3 Secrets Manager PrivateLink and ECR along with API management and enterprise integration patterns.
• Strong understanding of GitLab CI/CD container orchestration with Kubernetes/EKS containerization with Docker and modern service networking patterns such as service mesh.
• Expertise with Java Python and Spring Boot to design and build microservices automations and distributed application components.
• Experience developing and executing technology roadmaps modernization strategies and future state architectures.
• Ability to mentor and guide engineering teams in modern development practices architectural thinking and solution design.
• Excellent communication and stakeholder management skills with the ability to influence technical and business leaders across organizational boundaries.
• Ability to navigate competing priorities and differing technical perspectives.

Preferred Skills

• Experience in credit card or payments ecosystems including partner integrations transaction processing fraud and risk systems or loyalty platforms.
• Familiarity with event streaming technologies such as Kafka Kinesis or EventBridge and event-driven architectural patterns.
• Experience with modern API security models including OAuth 2.0 mTLS and tokenization as well as secure partner data exchange patterns.
• Familiarity with Zero Trust Security models regulatory expectations such as UDAAP Reg Z and PCI DSS and compliance frameworks.

Required Experience:

Staff IC