Risk Management Auto Private Label Captive Finance & Leasing Risk Vice President
Job Summary
Bring your expertise to JPMorgan Chase. As part of Risk Management and Complianceyou are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.
As a Vice President for Auto Private Label Captive Finance & Leasing Risk in the Consumer & Community Bank (CCB) you will play a critical role providing independent risk oversight for the Chase Auto business across private label captive finance and leasing. You will deliver strategic data-driven risk support by analyzing market and portfolio trends and monitoring lease residual performance as well as overseeing key leasing processes and relevant accounting frameworks. You will manage executive and regulatory reporting and partner closely with cross-functional stakeholders (including Finance Risk and OEM-facing client teams) and external industry partners to support fact-based decisions while appropriately balancing risk/reward trade-offs. This is an exciting opportunity to work on highly impactful strategic initiatives in a fast-paced environment requiring creative problem solving strong relationship management and the ability to deliver clear senior-ready insights.
Job Responsibilities
- Serve as thesecond line of defensefor Chase Autosleasing portfolio providing independent oversight and effective challenge across key leasing processes
- Act as therisk liaisonfor leasing and residual value risk partnering closely with OEM-facing client teams and stakeholders across Finance Risk Legal/Compliance Operations and Technology
- Influence discussions by providing Auto Risk point of view related to onboarding new partner relationships
- Monitorleasing portfolio performance including residual value setting and comparisons of origination values versus realized sale values
- Analyze trends and synthesize data to support risk management decisions and strategic recommendations
- Provide oversight oflease processes relevant accounting frameworks and controls
- Prepare and manageexecutive and regulatory reporting including senior-ready materials and timely updates to governance forums
- Participate in meetings with external residual value vendor partners and internal risk committees; communicate findings clearly and credibly
- Ensure compliance with the firms risk and control framework while identifying opportunities for control and process enhancements
Required qualifications capabilities and skills
- Bachelors degree in a quantitative or business discipline (or equivalent experience)
- 5 years of relevant experience in consumer lending risk auto finance/leasing portfolio risk and/or analytics
- Experience with consumer lending products (e.g. Auto loan Mortgage)
- Strong analytical skills and attention to detail; proficiency with Excel Tableau or similar analytical tools
- Strong technical and statistical skills. Ability to synthesize / analyze diverse information develops recommendations and make decisions
- Strong communication collaboration and stakeholder management skills; ability to influence across functions and seniority
- Project Management Skills -- well-organized structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects
- Strong communication and interpersonal skills ability to interact with individuals across departments / functions and with senior-level individuals.
Preferred qualifications capabilities and skills
- Experience with residual value risk and performance analysis
- Familiarity with risk share agreements remarketing concepts
- SQL and/or a programming language (Python/R) for data manipulation and analysis
Required Experience:
Exec
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more