Senior Credit Analyst

Job Title: Senior Credit Analyst
Location: Houston TX 77056 (Onsite)
Duration:6 Month Contract
Industry: Oil & Energy
Experience Level: Mid-Senior (10 Years)

Position Summary

The Senior Credit Analyst is responsible for counterparty credit analysis exposure monitoring credit limit recommendations and credit risk mitigation within a wholesale commodity trading and marketing environment. This role supports short- mid- and long-term commercial strategies by ensuring effective credit risk management and regulatory compliance.

Key Responsibilities

• Perform credit analysis of new and existing counterparties including financial statement review and ratio analysis.
• Recommend and approve credit limits within Delegation of Authority (DOA).
• Monitor counterparty exposure using real-time credit risk management systems.
• Manage credit support instruments (Letters of Credit guarantees collateral).
• Review analyze and approve counterparty contracts and amendments.
• Conduct financial modeling to determine appropriate credit structures.
• Manage credit settings on electronic trading platforms (e.g. ICE).
• Prepare and distribute credit exposure and portfolio risk reports.
• Partner with Commercial Legal Accounting Risk and Structuring teams to support business objectives.
• Ensure compliance with internal credit policies and risk frameworks.

Required Qualifications

• Bachelors degree in Accounting Finance Economics or Business.
• Minimum 7 years of Finance Accounting or Credit Analysis experience.
• 10 years of Oil & Gas industry experience preferred.
• Experience in commodity trading wholesale marketing or energy trading environments.
• Strong knowledge of credit risk assessment exposure management and collateral processing.
• Proficiency in Microsoft Office (Excel Word PowerPoint).
• Experience with electronic trading platforms (ICE preferred).
• Excellent analytical communication and organizational skills.
• Ability to manage multiple priorities and meet strict deadlines.
• Willingness to work extended hours as business needs require.

Core Competencies

Credit Risk Management Counterparty Exposure Financial Modeling Commodity Trading Oil & Gas Finance Contract Review Credit Portfolio Management Risk Mitigation Collateral Management Regulatory Compliance Financial Reporting Cross-Functional Collaboration

Required Skills:

Credit Analysis