Compliance Officer – Singapore

Singapore - Singapore

Monthly Salary: Not Disclosed

Posted on: 2 days ago

Vacancies: 1 Vacancy

Job Summary

Why should you join dLocal

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate we make it possible for our merchants to make inroads into the worlds fastest-growing emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen. Being a part of dLocal means working with 1000 teammates from 30 different nationalities and developing an international career that impacts millions of peoples daily lives. We are builders we never run from a challenge we are customer-centric and if this sounds like you we know you will thrive in our team.

Whats the opportunity

This role is responsible for compliance AML/CFT and regulatory risk management across Singapore and Asia ensuring full alignment with requirements of the Monetary Authority of Singapore particularly under the Payment Services Act (PSA) and MAS AML/CFT Notices.

Key Responsibilities (Enhanced with MAS Expectations)

Regulatory Compliance & MAS Engagement

Act as the appointed Compliance Officer under MAS requirements ensuring compliance with:
- Payment Services Act (PSA)
- MAS Notices on AML/CFT (e.g. PSN01/PSN02 equivalents)
Serve as the primary contact for MAS inspections thematic reviews and queries.
Ensure timely submission of regulatory returns and notifications to MAS.

AML/CFT Framework

Maintain and enhance AML/CFT controls in line with MAS expectations including:

Risk-based CDD and EDD frameworks
Ongoing monitoring and transaction surveillance
Sanctions screening aligned with UN and MAS lists

Act as MLRO (if applicable) and ensure:
- Filing of Suspicious Transaction Reports (STRs) to Suspicious Transaction Reporting Office (STRO)
Ensure strong governance over high-risk customers cross-border flows and correspondent relationships.

Risk Management & Governance

Establish and maintain a MAS-compliant compliance framework including:
- Compliance monitoring program
- Enterprise-wide risk assessments
- Policies approved by senior management and Board
Maintain registers for:
- Breaches
- Complaints
- Regulatory incidents

Board & Senior Management Reporting

Prepare and present periodic compliance and financial crime reports to senior management and Board.
Escalate material risks breaches and regulatory issues promptly.

Audit Monitoring & Controls

Conduct ongoing compliance monitoring and thematic reviews.
Ensure readiness for MAS inspections and audits.
Track remediation of audit findings and regulatory issues.

Training & Culture

Deliver ongoing AML/CFT and regulatory training aligned with MAS expectations.

Ensure staff awareness of evolving regulatory risks and obligations.

What skills do I need

Bachelors degree in Law Accountancy Finance Business or a related discipline.
Minimum 4 years of experience in a regulated financial institution (payments banking or fintech).
Strong working knowledge of:
- MAS regulations (PSA AML/CFT Notices)
- Regulatory engagement and inspections
Experience interacting directly with MAS is highly preferred.
ICA / ACAMS or equivalent certification preferred.
Strong stakeholder management and communication skills.
Ability to operate in a fast-paced cross-border environment.

What do we offer

Besides the tailored benefits we have for each country dLocal will help you thrive and go that extra mile by offering you:

- Flexibility: we have flexible schedules and we are driven by performance.

- Fintech industry: work in a dynamic and ever-evolving environment with plenty to build and boost your creativity.

- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.

- Learning & development: get access to a Premium Coursera subscription.

- Language classes: we provide free English Spanish or Portuguese classes.

- Social budget: youll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!

- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team Weve got your back!

Flexibility in how you work: We focus on impact and productivity over fixed hours. This means our teams have flexible schedules and depending on your role and location you will combine selfmanaged focus time with moments of inperson connection in our collaboration hubs.

What happens after you apply

Our Talent Acquisition team is invested in creating the best candidate experience possible so dont worry you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also you can check out ourwebpage Linkedin and Youtubefor more about dLocal!

We may use artificial intelligence (AI) tools to support parts of the hiring process such as reviewing applications analyzing resumes or assessing responses. These tools assist our recruitment team but do not replace human judgment. Final hiring decisions are ultimately made by humans. If you would like more information about how your data is processed please contact us.

Required Experience:

Unclear Seniority

Why should you join dLocaldLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we opera...