Risk-Consumer Credit Emerging Risk – Vice President
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Job Location:
Wilmington, DE - USA
Monthly Salary:
Not Disclosed
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgement to solve real-world challenges that impact our company customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box challenging the status quo and striving to be best-in-class.
As a VP in the Credit Point of View team within CCB Risk you will be accountable for consumer credit analysis across industry product types and CCB portfolios informed by changes in the competitive landscape consumer behavior and macro-economic influences. The credit views are used to support the Chief Risk Officer (and other senior leaders including the firm CRO CFO Investor Relations and Regulators) with a proactive viewpoint on consumer credit trends. You will be a strategic architect of compelling views of consumer and wholesale credit risk across CCB.
Job Responsibilities:
- Perform analysis to research credit and consumer behavior trends understand their drivers and conduct impact assessments on consumer credit portfolios.
- Evaluate how changes in the consumer credit environment impact the performance of credit portfolios with a particular focus on macroeconomic socioeconomic and competitive intelligence trends.
- Research topics sourced from the media investor questions and general industry trends and proactively apply quantitative disciplines to associate topics with potential emerging risks around delinquency loss and roll-rates and forecasts.
- Build compelling data visualizations and distill key information clearly from large amounts of data.
Communicate key findings participate in forums and advance the dialogue around credit trends within the risk community at both the analyst and executive levels
Required qualifications capabilities and skills:
- Minimum 5years of credit experience in one or more consumer credit portfolios
- College degree or equivalent in business economics statistics STEM or related field of study
- Econometric experience (e.g. competence in understanding key macro drivers of credit risk customer behavior and lending strategy) with a strong sense of data source familiarity (Census BLS FRED data)
- Strong data and analytical skills including familiarity with tools such as SAS SQL Alteryx Tableau and python to manipulate big data into manageable analytics and identify explain and visualize key trends
- Experience with complex risk analyses (delinquency roll-rates and other risk measurements) to provide senior management with business insights of consumer credit quality and behavior trends and portfolio performance
- Communication skills and ability to convey risk management results outlooks and cross-consumer points of view to senior executives
Preferred qualifications capabilities and skills
- Deep credit risk experience in one or more consumer credit portfolios (i.e. Mortgage Home Equity Credit Card Auto/Lease Business Banking) Chase LOB data/product experience
Required Experience:
Exec
Key Skills
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
