Medical Only Claims Adjuster
Job Summary
Company
Argo GroupArgo Group is an underwriter of specialty insurance products in the property and casualty market. Argo offers a full line of products and services designed to meet the unique coverage and claims-handling needs of businesses. The Argo entities are wholly-owned subsidiaries of Clearbrook Group Holdings Inc.
Job Description
Business Title(s):Medical Only Claims Adjuster
Employment Type:Full-Time
FLSA Status:Non-Exempt
Location:In-Office
Summary:
We are looking for a highly capable Medical Only ClaimsAdjuster tojoin our Claims team and work from either our Rockwood PA Richmond VAor Omaha NE offices.Alternatively we can also fill this role in our Springfield MO office. The position reports to a manager based in Rockwood PA.
The Medical Only Claims Adjusteris responsible formanaging medical-only claims for nonpartnership accounts primarily within thejurisdictionsofPennsylvaniaandMaryland. In addition this position manages both Federal and State Black Lung claims that have already been reviewed and a schedule of benefits approved by the Department of Labor. Under close supervision this role investigates compensability conducts claimant employer and provider outreach (including required aliveandwell checks) sets reserves denies noncompensable claims and ensuresappropriate medicalpayments are madetimelyand accurately. The position emphasizes strong claim management fundamentalstimelyresolution thorough documentation and consistent communication with all claim stakeholders
Although Rockwood underwrites general liability insurance and workers compensation for many types of businesses ourspecialityis underwriting workers compensation insurance for the mining industry with a focus on the coal-mining industry. Rockwood has become a leading underwriter of workers compensation for the mining industry by offering workers compensation insurance with a commitment to providing the best service on loss control and claims collaborating across all departments with this common goal. We have never been more committed to our clients to ensure their employees receive excellent medical care if they need it due to a work-related injury or illness. Our passion for outstanding customer focus combined with our deep industry experience is what sets up apart from other insurance carriers in this niche market.
Employees in this roleare required toaccurately record all hours worked andsubmittimesheetsin accordance withcompany policy.Overtime may be assigned as business needsdictate and employees are expected to work overtime whenrequired.
This is a 100%in-office position. Candidates must be able to work on-site at a designated company office during standard business hours.
Essential Responsibilities:
Under close supervision and guidance works within narrowly defined limits with an impact on departmental results. This requires conducting thorough claim investigations by interviewing injured workers insured employers medical providers and other relevant parties todeterminecompensability issues and subrogation potential.
Manage medicalonly claims for nonpartnership accounts including Federal and State Black Lung claims that have already been reviewed and a schedule of benefits approved by the Department of Labor.
Completing required aliveandwell checks for Black Lung claims and monitoring of biweekly or monthly benefit payments.
Resolving issues that are generalized and typically notimmediatelyevident but typically not complex and within immediate job area.
Denying any claims that are not covered or do not meet compensability criteria and successfully defending that decision if challenged.
Actively manage medical only claims to ensure only medical billsappropriate tothe claim are paid ona timelybasis.
Managing a diary and completing tasks to ensure that cases are resolvedtimelyand at the right financial outcome.
Properly setting claim reserves.
Identifyingand directing the assignment and coordination ofexpertiseresources toassistin case resolution.
Preparing reports for file documentation
Processing mail and prioritizing workload.
Responsible for telephone calls from various parties (insured claimant etc.).
Having an appreciation and passion for strong claim management
Qualifications / Experience Required:
An advanced knowledge of medical only workers compensation claims typically achieved through:
- High School diploma
At least sixyears experienceadjudicatingmedical only claims or in the insurance or healthcare industry (preferably in a commercial claim department) is as is familiarity with medical terminology.
Must have good business acumen (i.e. understand how an insurance company works and makes money including how this role impacts both Argo Group and our customers ability to be profitable).
A strong focus on execution in getting things done right. Proven ability to consistently produce and deliver expected results to all stakeholders by:
Finding a way to achieve success through adversity
Beingsolution (not problem) focused
Must have excellent communication skills and the ability to build lasting relationships.
Exhibitnatural and intellectual curiosityin order toconsistently explore and consider all options and is not governed by conventional thinking.
Desire to work in a fast-paced environment.
Excellent evaluation and strategic skills.
Mustpossessa strong customer focus.
Effective time management skills and ability to prioritize workload while handling multiple tasks and deadlines.
Must be tenacious in ability to investigate claims by interviewing injured worker employer witnesses and healthcare providers and researching coverage issues and potential subrogation opportunities.
The ability to read speak and write English fluently is. Polished and professional telephone communication skills are essential.
Uses listening and questioning techniques to effectively gather information from insureds and claimants
Polished and professional written and verbal communication skills. Presents information clearly concisely and accurately.
Ability to effectively network build andmaintainrelationships andestablishappropriate visibilitywith business partner
Demonstratesinner strength. Has the courage to do the right thing anddemonstratesiton a daily basis.
Proficient in MS Office Suite and other business-related software.
Mustdemonstratea desire for continued professional development through continuing education and self-development opportunities.
Licensed Claims Examiner (Based on state) Must be licensed or have ability to quickly obtain a license in eachjurisdictionrequiring a license toadjudicatefirst party claims within 120 Day
Preferred Qualifications:
The ability to read and write Spanish fluently is notbut ispreferred.
Familiarity with the MD and PAjurisdictionsis strongly preferred.
About Working in Claims at Argo Group
Argo Group does not treat our claims or our claims professionals as a commodity. The work we offer is challenging diverse and impactful.
Our Adjusters and Managers are empowered to exercise their independent discretion and within broad limits and authority be creative in developing solutions and treat each case as the unique situation it is.
We have a very flat organizational structure enabling our employees have more interaction with our senior management team especially when it relates to reviewing large losses.
Our entire claims team works in a collaborative nature to expeditiously resolve claims. We offer a work environment that inspires innovation and is open to employee suggestions. We even offer rewards for creative and innovative ideas.
We believe in building an inclusive and diverse team and we strive to make our office a welcoming space for everyone. We encourage talented people from all backgrounds to apply.
PLEASE NOTE:
Applicants must be legally authorized to work in the United States. At this time we are not able to sponsor or assume sponsorship of employment visas.
If you have a disability under the Americans with Disabilities Act or similar state or local law and you wish to discuss potential reasonable accommodations related to applying for employment with us please contact our Benefits Department at .
Notice to Recruitment Agencies:
Resumes submitted for this or any other position without prior authorization from Human Resources will be considered unsolicited. BWS and / or its affiliates will not be responsible for any fees associated with unsolicited submissions.
We are an Equal Opportunity Employer. We do not discriminate on the basis of age ancestry color gender gender expression gender identity genetic information marital status national origin or citizenship (including language use restrictions) denial of family and medical care leave disability (mental and physical) including HIV and AIDS medical condition (including cancer and genetic characteristics) race religious creed (including religious dress and grooming practices) sex (including pregnancy child birth breastfeeding and medical conditions related to pregnancy child birth or breastfeeding) sexual orientation military or veteran status or other status protected by laws or regulations in the locations where we operate. We do not tolerate discrimination or harassment based on any of these characteristics.
The collection of your personal information is subject to ourHR Privacy Notice
Benefits and Compensation
We offer a competitive compensation package performance-based incentives and a comprehensive benefits programincluding health dental vision 401(k) with company match paid time off and professional development opportunities.
Key Skills
About Company
Since 1905, American National Insurance Company, founded and headquartered Galveston, Texas, has successfully managed a broad portfolio of insurance and financial products and services, to deliver on our promise to be there for our clients and communities when they need us most. Our ... View more