Chargeback Analyst
Job Summary
About the opportunity
Join a collaborative and supportive team to deliver prompt resolutions for card and merchant disputes while ensuring adherence to relevant scheme rules and the ePayments Code. The role involves conducting thorough investigations into card transaction disputes and collaborating with customers to accurately determine the underlying cause of the dispute. A key aspect of the position is selecting the correct chargeback code which directly impacts whether the bank recovers funds from the other financial institution or incurs a financial loss.
This role will suit someone who is self-driven inquisitive and highly motivated with adaptability and the ability to work independently. If you have previously or are currently working in a branch or phone based customer role then this could be the ideal opportunity to progress your career with the bank!
In this role youll get to
- Deliver specialist support to cardholders the retail network head office departments and partners with a focus on maintaining high-quality customer service.
- Take ownership initiative and decisive action to address customer requests ensuring outcomes are both advantageous for the customer and aligned with the Banks objectives.
- Showcase an understanding of chargeback rules and regulations for both Mastercard and Visa.
- Efficiently manage card transaction disputes while ensuring compliance with Mastercard and Visa regulations.
- Respond to customer feedback in accordance with relevant banking regulations ensuring the banks exposure to financial loss is effectively managed.
What youll bring to the role
To be successful in the role you will have:
- The ability to interpret rules and guidelines effectively and apply them to specific scenarios.
- Capability to make independent and well-informed decisions.
- Experience in customer service and handling inbound phone calls.
- Proficiency in RFS / 3270 systems.
- Understanding of transaction process flows.
- Great attention to detail and accuracy in all tasks.
We offer flexible work options that put our people first working in a hybrid model with a minimum local Head Office attendance requirement determined by your Leader to find a rhythm that works best for you and your team. We believe that coming into the office some of the time is the best way to learn stay connected and collaborate effectively especially for key activities like team days 1:1s and town halls.
We believe a diverse workforce supported by an inclusive culture is central to our success and we actively encourage applications from those who bring diversity of thought to our business. We support candidate requests for adjustment to accommodate an illness injury or disability to equitably participate in the selection process.
If this sounds like an opportunity for you check out the attached Position Description and apply.Chargeback Analyst
Please note all internal candidates are required to notify their immediate leader when applying for a new career opportunity and you will be asked to acknowledge they have done so upon submission of your application.
Please contact the Hiring Leader Jensen Chambers (Team Manager Card Disputes - Access & Payment Systems) for a confidential discussion if there are any concerns meeting this requirement during the application processor if you would like to discuss the position further.
For more information check out the Application Process for Internal Candidatespage.
Still in two minds
Research suggests 60% of women and underrepresented groups might stop here even after getting as far as drafting an application. We believe that diversity makes every team stronger so even if you dont tick every box we still want to see your application!
Please note shortlisting and interviews may take place prior to the advertised close date so dont delay apply now!
Required Experience:
IC
Key Skills
About Company
Relevant. Valued. Connected. At Bendigo and Adelaide Bank we're aiming to be Australia's bank of choice.