(Senior) Risk Analyst (mfd)
Job Summary
Are you passionate about risk modeling and turning data into decisions that protect the bottom line At SIXT we are building a new Actuarial Risk Steering team which will have a high-impact function at the heart of our Finance organization dedicated to preventing and reducing financial losses across fraud theft bad debt and damage. As a Risk Analyst (m/f/d) Actuarial Risk Steering you will develop predictive risk models design operational policies and deliver insights that directly influence how SIXT operates across more than 10 countries. Join Team Orange and help us shape the future of risk intelligence at SIXT.
YOUR ROLE AT SIXT
- You analyze rental losses (fraud theft damage bad debts) using actuarial techniques to quantify financial exposure and identify risk drivers
- You extract and integrate data from multiple sources (rental fleet finance losses) using SQL to build datasets for risk modeling and analysis
- You design risk policies and thresholds that translate model outputs into operational actions such as deposit requirements vehicle restrictions and customer interventions
- You partner with Data Science to define model requirements validate business impact and monitor real-world performance
- You collaborate with Pricing Damage Security and Payments teams to implement risk policies across rental operations
- You prepare loss analysis reports and risk steering updates for the CFO Department Head and key stakeholders
YOUR SKILLS MATTER
- Experience You have gathered experience in actuarial analysis risk management or business analytics ideally in financial services insurance automotive leasing or the mobility sector
- Education You hold a degree in Actuarial Science Mathematics Statistics Finance or Economics; actuarial credentials (DAV FCAS FIA) are a strong plus
- Analytical Skills You have a strong foundation in actuarial techniques including frequency-severity modeling loss reserving and risk quantification using SQL and Python
- Business Acumen You are able to build compelling business cases with P&L impact balancing risk reduction with commercial priorities and operational constraints
- Stakeholder Management You communicate complex analysis clearly influence across Finance Tech and Operations without direct authority and navigate competing priorities effectively
- Language You are fluent in English proficiency in German is a plus
WHAT WE OFFER
- Extra benefits Enjoy discounts on SIXT rent share ride and SIXT attractive vehicle leasing offers and exclusive deals with partners for travel tech fashion and more
- Mobility Boost You will receive a monthly allowance from us as a contribution to your individual mobility
- Future security We contribute to your retirement plan and support you with capital-forming benefits to ensure you are well covered
- Feel-good atmosphere Stay active with our modern SIXT gym various leisure activities like the gaming area or the SIXT choir and enjoy our high-quality employee restaurant
- Flexibility Enjoy 30 days of vacation and a hybrid working model with flexible hours
- Giving back Take one day each year to volunteer at a charitable organization dedicated to supporting children
Additional Information :
About us:
We are a globally leading mobility service provider with a revenue of 4.00 billion and around 9000 employees worldwide. Our mobility platform ONE combines our products SIXT rent (car rental) SIXT share (car sharing) SIXT ride (taxi ride and chauffeur services) and SIXT (car subscription) giving our customers access to our fleet of 350000 vehicles the services of 4000 cooperation partners and around 5 million drivers worldwide. Together with our franchise partners we are present in more than 110 countries at 2000 rental stations. At SIXT top-tier customer experience and outstanding customer service are our highest priorities. We believe in true entrepreneurship and long-term stability and align our corporate strategy with foresight. Get started with us and apply now!
Remote Work :
No
Employment Type :
Full-time
Key Skills
About Company
SIXT is a leading international provider of high-quality mobility services. With almost 9,000 employees worldwide in 2023 and our products SIXT rent, SIXT share, SIXT ride and SIXT+ we offer a uniquely integrated mobility service across the fields of car rental, car sharing, ride hail ... View more