Sr. Business AnalystProduct Owner

CloudMoyo

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profile Job Location:

Pune - India

profile Monthly Salary: Not Disclosed
Posted on: 12 hours ago
Vacancies: 1 Vacancy

Job Summary

We are looking for a highcaliber Product Owner / Sr. Business Analyst who can define and drive a businessfirst vision to solve one of retails most persistent and expensive problems: rebate leakage and unrealized supplier profitability.

This role focuses on understanding how rebates actually work in the real worldfrom contract terms to accruals claims settlements and exceptionsand translating that understanding into clear product direction workflows insights and action loops that help retailers recover margin at scale.

You will operate at the intersection of commercial finance supplier management contract operations and analytics ensuring insights do not stop at dashboards but convert into measurable financial outcomes.

The Problem Youll Own

Large retailers manage thousands of supplier rebate agreements often spread across:

  • Contracts and amendments
  • Pricing and margin systems
  • Accrual and settlement processes
  • Manual spreadsheets and emails

Despite sophisticated systems organizations struggle with:

  • Missed or underclaimed rebates
  • Incorrect accruals and margin leakage
  • Poor visibility into earned vs claimed vs settled
  • Slow manual reconciliation and dispute cycles
  • Insights that surface issues but dont drive action

Your mission is to reimagine how rebate intelligence works endtoendfrom understanding contractual intent to enabling recovery actionswithout being constrained by existing system silos.

Key Responsibilities

1. Own the Business Vision

  • Define a clear product vision for rebate and profitability intelligence focused on margin realization not reporting
  • Articulate the northstar outcomes (e.g. recovered margin cycletime reduction fewer disputes)
  • Frame the problem in business terms that resonate with Finance Merchandising Supplier Management and Operations

2. Deeply Understand Rebate & Commercial Processes

  • Map realworld rebate lifecycles:
    • Contractual terms and eligibility
    • Accrual logic and assumptions
    • Claims settlements trueups and disputes
  • Identify where leakage occurs:
    • Data gaps
    • Timing mismatches
    • Interpretation ambiguities
    • Process breakdowns
  • Capture nuances such as:
    • Tiered rebates
    • MDF programs
    • Retroactive adjustments
    • Volume thresholds and exceptions

3. Translate Complexity into Simple Actionable Experiences

  • Define business workflows that:
    • Highlight risk leakage and anomalies early
    • Separate signal from noise
    • Guide users toward specific corrective actions
  • Specify insights such as:
    • Earned vs accrued vs claimed variances
    • Margin leakage indicators
    • Highrisk suppliers or categories
  • Ensure insights naturally lead to decisions and actions not just awareness

4. Drive Insight Action Loops

  • Design clear execution paths once an issue is detected:
    • Triggering reviews
    • Initiating claims or recoveries
    • Escalating disputes
    • Tracking resolution and financial impact
  • Define success metrics that go beyond usage:
    • Recovered dollars
    • Reduced cycle times
    • Fewer writeoffs
    • Improved forecast accuracy

5. Partner Across Functions

  • Work closely with:
    • Finance & Controllership
    • Merchandising / Category teams
    • Supplier management
    • Legal / Contract teams
  • Act as the translator between business stakeholders and delivery teams
  • Validate assumptions through real user workflows not just documented processes

What Success Looks Like

  • Business users clearly understand where money is leaking and why
  • Leaders trust the system as a source of financial truth
  • Insights routinely result in claims recoveries or process corrections
  • Rebate operations move from reactive and manual to proactive and intelligent
  • The organization measures success in realized margin not reports produced

Qualifications :

Ideal Candidate Profile

MustHave Capabilities

  • Strong background as a Product Manager Business Analyst or Product Owner in:
    • Retail
    • Consumer goods
    • Supply chain
    • Commercial finance or revenue operations
  • Proven ability to:
    • Decompose complex business problems
    • Think in systems and workflows
    • Balance strategic vision with operational realism
  • Comfortable working with ambiguity and shaping problems before solutions exist

NicetoHave Experience

  • Exposure to:
    • Supplier rebates incentives MDF or trade promotions
    • Margin analysis accruals or financial reconciliation
    • Contractdriven business processes
  • Experience designing:
    • Decision support tools
    • Operational analytics
    • Exceptiondriven workflows

What We Explicitly Value

  • Businessfirst thinking (technology is a means not the goal)
  • Ability to challenge how its always been done
  • Strong storytellingcan explain complex problems simply to executives
  • Bias toward outcomes and execution not just documentation

Why This Role Is Different

This is not a traditional backlogwriting BA role.

You will:

  • Shape what the product should be not just how its built
  • Influence how retailers recover real dollars not just improve reporting
  • Work on problems that sit at the intersection of contracts finance and operations

Additional Information :

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Remote Work :

No


Employment Type :

Full-time

We are looking for a highcaliber Product Owner / Sr. Business Analyst who can define and drive a businessfirst vision to solve one of retails most persistent and expensive problems: rebate leakage and unrealized supplier profitability.This role focuses on understanding how rebates actually work in t...
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About Company

CloudMoyo is an award-winning and data-driven engineering firm with deep expertise in analytics, application development, digital strategies and generative AI solutions. Our goal is to envision and develop solutions that reinvigorate businesses and build their best futures by propelli ... View more

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