Corporate Credit Risk Analyst

London - UK

Monthly Salary: Not Disclosed

Posted on: 16 hours ago

Vacancies: 1 Vacancy

Job Summary

Excited to grow your career

BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.

Risk CIB UK is the strategic unit responsible for managing credit risk for BBVAs UK Branch. We act as a critical pillar in the Groups risk management framework ensuring the credit quality of wholesale proposals while integrating ESG factors to drive sustainable and profitable growth.

Joining our team means working at the heart of Corporate & Investment Banking (CIB). You will be part of a global diverse environment interacting daily with Global Markets Lending & Advisory and Transactional businesses. At BBVA we dont just manage risk; we act as strategic partners for global corporate clients and institutional investors.

About the job:

Job Description

As a Corporate Credit Risk Analyst your mission is to support the team in safeguarding the banks solvency while enabling business opportunities. You wont just process files; you will learn to interpret the financial health of major UK and global corporations helping us navigate complex market shifts.

Your main impact will involve:

Contributing to the end-to-end credit process from initial pre-screening and financial analysis to the ongoing monitoring of approved risks.
Developing high-quality credit assessments for CIB clients with a focus on industrial sectors and diversified corporates.
Assisting in the preparation of strategic materials for Credit and Business Committees providing data-driven insights.
Liaising with diverse internal and external stakeholders building a professional network across different geographies.
Identifying financial trends or events that could impact client credit quality acting proactively to propose follow-up actions.

Mandatory Requirements:

Specific Technical Knowledge:
- Foundational understanding of financial statements (Balance Sheet P&L Cash Flow).
- Knowledge of Credit Risk principles and the CIB landscape is highly desirable.
- Interest in ESG integration within financial analysis.
- Knowledge of rating tools would be highly valuable.

Experience:
- Previous experience in banking consultancy or a corporate finance department is highly valued.
- Previous experience in Credit Risk Underwriting would be an advantage.
- Experience in data handling and financial modeling is a plus.

Academic Background: University Degree in Economics Business Administration Finance Engineering or similar.

Languages:
- English: Full professional proficiency (written and oral) is mandatory as you will be operating in the London market.
- Spanish: Fluency is highly valued given our global headquarters interaction but not strictly exclusionary if your technical profile is exceptional.

Personal Skills:
- Impact Orientation: Ability to manage priorities effectively in dynamic environments while maintaining a focus on quality.
- Analytical Mindset: A natural curiosity for industrial sectors and complex corporate structures.
- Collaboration: Strong team-building spirit and the ability to communicate complex ideas clearly to different audiences.

Nice to have:

Knowledge of the UK Mid-Corporate market.
Familiarity with Bloomberg or internal risk rating tools.
Proactive attitude toward process improvement and digitalization.

Please note that priority will be given to candidates who are eligible to work in the UK.

Skills:

Customer Targeting Empathy Ethics Innovation Proactive Thinking

Required Experience:

Excited to grow your careerBBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts...