Applied Data Scientist (Specialty Insurance)
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Job Summary
Job Title: Applied Data Scientist (Specialty Insurance)
Reporting to: Head of Pricing
Stakeholders: Underwriting Claims Pricing IT/Data Position Type:
Why Tokio Marine HCC
Standing still is not an option in the current world of Insurance. TMHCC are one of the worlds leading Specialty Insurers. With deep expertise in our chosen lines of business our unparalleled track record and a solid balance sheet TMHCC evaluates and manages risk like no one else in the industry. Looking beyond profit empowering our people and delivering on our commitments are at the core of our customer values and so is a desire to grow and provide creative and innovative solutions to our clients.
Job Purpose:
The role will apply advanced analytics and modelling to improve risk selection pricing decisions and claims insight across speciality insurance lines (e.g. Renewables D&O Credit and Marine).
This role sits at the intersection of underwriting judgement actuarial thinking claims insight and modern data science. It focuses on practical impact - building insights tools and models that are understood trusted and used by the business.
The first 12 months will involve a secondment into the Innovation team helping shape a cross-line analytics capability that strengthens decision-making across the underwriting lifecycle.
Key Responsibilities:
- Partner with underwriting pricing and claims teams to frame complex business problems where data is incomplete judgement is central and risk characteristics are heterogeneous.
- Design develop validate and explain models appropriate for low-frequency high-severity specialty risks with particular focus on improving risk selection and portfolio quality.
- Engineer and test features derived from underwriting exposure claims financial catastrophe ESG and external datasets.
- Translate analytical outputs into clear decision support explicitly communicating uncertainty assumptions and limitations.
- Support experimentation in pricing and risk assessment approaches while maintaining defensibility and alignment with governance expectations.
- Collaborate with data engineering and application developer colleagues to support deployment monitoring and scaling where production use is appropriate.
- Contribute to the development of a consistent cross-line analytics capability embedded within Pricing and Innovation.
Key Deliverables
- Underwriters pricing teams and claims colleagues actively use and trust data science outputs to improve risk selection and portfolio outcomes.
- Models and insights are explainable defensible and aligned with underwriting logic and regulatory expectations.
- Clear collaboration patterns exist between data scientists actuaries underwriters and engineers.
- A credible analytics capability is embedded across specialty lines.
Skills and Experience Specification:
Hard Skills
- Strong applied data science capability (using Python/R to apply statistical modelling and machine learning techniques) including model design feature engineering validation version control and documentation with key focus on transparency and explainability throughout.
- Sound statistical and analytical foundations (probability theory GLMs time series analysis) and comprehensive understanding of modern machine learning techniques and modelling approaches (e.g. random forest XGBoost GBMs).
- Experience working with complex sparse or imperfect datasets.
- Solid SQL data handling and data visualisation skills.
Soft Skills
- Ability to navigate ambiguity and structure loosely defined business problems.
- Commercial judgement and ability to balance sophistication with practicality.
- Clear and pragmatic communicator able to build trust in data-driven decision support.
- Strong stakeholder engagement skills across underwriting pricing claims and senior management.
- Ability to work effectively with data and software engineers.
- Curiosity and adaptability across different specialty classes and risk cultures.
What We Offer
The Tokio Marine HCC Group of Companies offers a competitive salary and employee benefit package. We are a successful dynamic organization experiencing rapid growth and are seeking energetic and confident individuals to join our team of professionals.
The Tokio Marine HCC Group of companies is an equal opportunity employer. Please visit for more information about our companies.
#LI-NW1 #Hybrid
Required Experience:
IC
Key Skills
About Company
Specialty Group boasts a product suite that provides coverage for a myriad of needs within the sports, entertainment, travel, and hospitality industries. Our robust portfolio and global presence helps insureds take on incredible challenges without assuming incredible financial risks.
