Credit Application Analyst
Fort Worth, TX - USA
Job Summary
Why Join Us:
We value our people and offer generous benefits - Medical Dental Vision benefits start day ONE! PLUS: Paid time off 401K paid maternity/paternity leave tuition reimbursement pet bereavement and more!
There is a reason we boast numerous awards like Great Place to Work Certified and Best Place to Work For Moms Dads LGBTQ and Veterans (just to name a few). At Deluxe we know that great people make a great organization.
A culture that keeps people. 42% of our team has been here over 10 years. When we asked our team why we heard the people benefits family/home time diversity and team culture.
Responsibilities:
This position completes merchant application reviews determining if they are an acceptable risk according to the Credit Policy; oversees and maintains departmental spreadsheets in Excel and generates reports from the data collected; calls/faxes bank and trade references verifying credit applications and bank references and applies that information in determine a judgment on applications according to Credit Policy and informs applicable departments and customers of the application review results and articulates the factors behind the final determination.
Review merchant applications to determine if accounts are an acceptable risk according to the Credit Policy
Oversee and Maintain departmental spreadsheets in Excel for reporting purposes.
Calling/faxing bank and trade references to verify credit applications and bank references and applying that information to assist in making a decision on applications according to Credit Policy
Inform applicable departments and customers of the outcome of applications received and the factors behind the decision.
Basic Qualifications:
Bachelors in related field and 0 years or HS/GED and 4 years
Must be 18 years of age or older
PC literate with proficiency in general Microsoft Office applications particularly Excel
Accurate data entry and 10-key skills
Ability to analyze issues combine information into key points and make recommendations for policy/action
Preferred Qualifications:
Bachelors and 0 years
Credit experience.
Professional phone demeanor and sharp problem-solving skills
Ability to efficiently time manage multiple projects and tasks while meeting crucial deadlines
Exceptional mathematical skills with respect to calculating discounts percentages interests commissions proportions; etc
Strong analytical skills with the ability to define problems; collect and research data; establish facts and draw legitimate conclusions as well as interpret technical instructions within complex diagrams and abstract and concrete variables
Excellent skills in reading analyzing and utilizing information from business periodicals professional journals technical manuals/procedures and credit reports
Effective written/oral communications skills with respect to developing and delivering reports and procedures and daily correspondence with vendors and peers and upper level management
Benefits
In line with our commitment to employee wellbeing our total rewards benefits package is designed to support the physical financial and emotional health of our employees tailored to meet their unique and evolving needs. Our approach considers our employees whole selves ensuring they can thrive both in and outside of work. Here are some of the benefits we offer which may vary based on role location or hours worked:
Healthcare (Medical Dental Vision)
Paid Time Off Volunteer Time Off and Holidays
Employer-Matched Retirement Plan
Employee Stock Purchase Plan
Short-Term and Long-Term Disability
Infertility Treatment Adoption and Surrogacy Assistance
Tuition Reimbursement
These benefits are designed to enhance the health protect the financial security and provide peace of mind to our employees and their families.
Deluxe Corporation is an Equal Employment Opportunity employer:
All qualified applicants will receive consideration for employment without regard to race color creed religion disability sex age ethnic or national origin marital status sexual orientation gender identity or presentation pregnancy genetics veteran status or any other status protected by state or federal law.
Please view the electronic EEO is the Law Poster which serves to inform you of your equal employment opportunity protections as part of the application process.
Reasonable Accommodation for Job Seekers with a Disability: If you require reasonable accommodation in completing this application interviewing completing any pre-employment testing or otherwise participating in the employee selection process please direct your inquiries to .
Required Experience:
IC
Key Skills
About Company
From payments to promotional products, digital marketing, incorporation services and more – Deluxe has been supporting businesses and financial institutions for over 100 years.