(Korean Bilingual) Junior Loan OfficerUnderwriter
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Job Location:
Bergen County, NJ - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
About the Role
Our Client is hiring a Junior Loan Officer/Underwriter responsible for analyzing financial statements assessing creditworthiness and making recommendations on lending decisions. This role involves evaluating borrower risk preparing credit documentation and collaborating with other departments. Locations: Georgia Loan Center Duluth GA; Eastern Loan Center Fort Lee NJ; Western Loan Center Los Angeles CA.
Requirements
Responsibilities
- Analyze financial statements and assess borrower creditworthiness.
- Evaluate credit applications and identify risk factors for individuals and businesses.
- Conduct financial and industry analysis to support lending decisions.
- Prepare detailed credit reports and risk assessments for loan approvals.
- Monitor and manage loan portfolios to ensure compliance with internal and regulatory standards.
- Stay updated on industry trends and regulatory changes affecting credit risk.
Qualifications
- Open to entry-level candidates (2 years of experience or less).
- Bachelors degree.
- Background in Business Accounting and/or Finance (preferred).
- Experience in commercial lending or corporate banking (preferred).
- Bilingual in English and Korean
- Strong analytical skills (preferred).
- Deep understanding of financial markets (preferred).
- Ability to work collaboratively across departments (preferred).
Benefits
Compensation
$50000 Yearly
Benefits
- Full insurance coverage (Medical Vision Dental) for employees and their immediate dependents.
- Life insurance coverage applies to employees only.
- Monthly insurance premium is covered by Our Client and not deducted from employees pay.
- 401(k) enrollment with employer matching of 5%.
- Paid Time Off (Vacation Sick and Personal Days).
- Additional PTO days and vacation expense reimbursement for employees with continued years of service (Long-Term Tenure).
- Marriage Leave: additional PTO days for the marriage of employees or their immediate family members.
- Employee loan options for personal and real residential estate loans at preferential rates.
- Banking products: Free checking wire transfer fee waiver money order etc.
Required Skills:
Responsibilities Analyze financial statements and assess borrower creditworthiness. Evaluate credit applications and identify risk factors for individuals and businesses. Conduct financial and industry analysis to support lending decisions. Prepare detailed credit reports and risk assessments for loan approvals. Monitor and manage loan portfolios to ensure compliance with internal and regulatory standards. Stay updated on industry trends and regulatory changes affecting credit risk. Qualifications Open to entry-level candidates (2 years of experience or less). Bachelors degree. Background in Business Accounting and/or Finance (preferred). Experience in commercial lending or corporate banking (preferred). Bilingual in English and Korean Strong analytical skills (preferred). Deep understanding of financial markets (preferred). Ability to work collaboratively across departments (preferred).
