Date: March 20 2026
Job Location: First Farmers and Merchants Bank 816 South Garden Street Columbia TN 38401
Education Level: (1) A masters degree or (2) a bachelors degree plus professional certification (e.g. CPA).
Job Type: Full Time
VEVRAA Federal ContractorRequest Priority Referral of Protected Veterans
EOE Protected Veterans/Disabled
Robert C. Matthews email:
Role: |
To assist Relationship Managers in the review structuring underwriting and approval of loan request within the banks lending policies and procedure; to ensure that the banks total portfolio complies with policies laws and regulations; assist in the management of credit risk of the loan portfolio to include various reporting to bank management and the Board of Directors and assist the Managing Senior Credit Officer in the management of the Credit Administration area. |
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Essential Functions & Responsibilities: |
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E | 20% | Assist in prescreen credit discussion with Relationship Managers around the structuring of new proposals and renewals. |
| E | 10% | Assist the Managing Senior Credit Officer in formulating and deploying of the Banks lending policies. |
| E | 35% | Approval of credits within established loan authorities and support of credits requiring Managing Senior Credit Officer and/or Executive Committee approval. |
| E | 15% | Assist in the monitoring of the entire loan portfolio through the review of various loan reporting. |
| E | 5% | Assist in the training and development staff within Credit Administration. |
| E | 5% | Assists in preparations for bank examinations and loan reviews; assists in credit discussions with on-site examiners and loan review staff; assist in written responses to loan reviews and applicable portions of bank examinations. |
| E | 5% | Assists Special Assets Department with all business purpose (C & I and CRE) problem loans establishes workout and recovery action plans and coordinates with external counsel if necessitated. |
| N | 5% | Other job-related duties as assigned. |
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Performance Measurements: |
1. To comply with the letter and with the spirit of the banks Code of Business Conduct and Ethics. 2. To maintain the confidentiality of customer and any other sensitive information. 3. To meet loan portfolio goals with regard to growth income and quality. 4. To maintain a professional courteous and friendly atmosphere for customers and co-workers. 5. To acquire a knowledge of regulations and bank procedures particularly those involving the lending function to comply with the provisions of the Bank Secrecy Act and other laws and regulations. 6. To maintain a professional work environment and businesslike appearance at all times. 7. To develop and maintain a positive and productive working relationship with co-workers. 8. To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity. |
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Knowledge and Skills: |
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Experience | Ten years to fifteen years of similar or related experience. |
|
|
Education | (1) A masters degree or (2) a bachelors degree plus professional certification (e.g. CPA). |
|
|
Interpersonal Skills | Work frequently involves exercising advanced conflict resolution giving material presentations and resolving issues impacting multiple departments or divisions. Role also requires the ability to motivate or influence others as a material part of the role with a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the role and a high level of interpersonal skills is critical to the success of this position. |
|
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Other Skills | Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required. |
|
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Physical Requirements | The person in this position needs to be able to frequently move inside and outside of the office environment to interact with associates and customers. The person should be able to operate computers and other office type of equipment. |
|
|
Work Environment | This job operates in a professional office environment as well as working in a professional manner with all customers and associates. |
|
Required Experience:
Senior IC
Date: March 20 2026Job Location: First Farmers and Merchants Bank 816 South Garden Street Columbia TN 38401Education Level: (1) A masters degree or (2) a bachelors degree plus professional certification (e.g. CPA).Job Type: Full TimeVEVRAA Federal ContractorRequest Priority Referral of Protected V...
Date: March 20 2026
Job Location: First Farmers and Merchants Bank 816 South Garden Street Columbia TN 38401
Education Level: (1) A masters degree or (2) a bachelors degree plus professional certification (e.g. CPA).
Job Type: Full Time
VEVRAA Federal ContractorRequest Priority Referral of Protected Veterans
EOE Protected Veterans/Disabled
Robert C. Matthews email:
Role: |
To assist Relationship Managers in the review structuring underwriting and approval of loan request within the banks lending policies and procedure; to ensure that the banks total portfolio complies with policies laws and regulations; assist in the management of credit risk of the loan portfolio to include various reporting to bank management and the Board of Directors and assist the Managing Senior Credit Officer in the management of the Credit Administration area. |
|
Essential Functions & Responsibilities: |
|
E | 20% | Assist in prescreen credit discussion with Relationship Managers around the structuring of new proposals and renewals. |
| E | 10% | Assist the Managing Senior Credit Officer in formulating and deploying of the Banks lending policies. |
| E | 35% | Approval of credits within established loan authorities and support of credits requiring Managing Senior Credit Officer and/or Executive Committee approval. |
| E | 15% | Assist in the monitoring of the entire loan portfolio through the review of various loan reporting. |
| E | 5% | Assist in the training and development staff within Credit Administration. |
| E | 5% | Assists in preparations for bank examinations and loan reviews; assists in credit discussions with on-site examiners and loan review staff; assist in written responses to loan reviews and applicable portions of bank examinations. |
| E | 5% | Assists Special Assets Department with all business purpose (C & I and CRE) problem loans establishes workout and recovery action plans and coordinates with external counsel if necessitated. |
| N | 5% | Other job-related duties as assigned. |
|
|
|
Performance Measurements: |
1. To comply with the letter and with the spirit of the banks Code of Business Conduct and Ethics. 2. To maintain the confidentiality of customer and any other sensitive information. 3. To meet loan portfolio goals with regard to growth income and quality. 4. To maintain a professional courteous and friendly atmosphere for customers and co-workers. 5. To acquire a knowledge of regulations and bank procedures particularly those involving the lending function to comply with the provisions of the Bank Secrecy Act and other laws and regulations. 6. To maintain a professional work environment and businesslike appearance at all times. 7. To develop and maintain a positive and productive working relationship with co-workers. 8. To complete required training and undertake additional training as needed to increase job knowledge and maximize productivity. |
|
Knowledge and Skills: |
|
Experience | Ten years to fifteen years of similar or related experience. |
|
|
Education | (1) A masters degree or (2) a bachelors degree plus professional certification (e.g. CPA). |
|
|
Interpersonal Skills | Work frequently involves exercising advanced conflict resolution giving material presentations and resolving issues impacting multiple departments or divisions. Role also requires the ability to motivate or influence others as a material part of the role with a significant level of diplomacy and trust. Obtaining cooperation (internally and/or externally) is an important part of the role and a high level of interpersonal skills is critical to the success of this position. |
|
|
Other Skills | Must have experience in analyzing business financial statements and assessing the viability of businesses; must have excellent communication and PR skills; ability to use related software required. |
|
|
Physical Requirements | The person in this position needs to be able to frequently move inside and outside of the office environment to interact with associates and customers. The person should be able to operate computers and other office type of equipment. |
|
|
Work Environment | This job operates in a professional office environment as well as working in a professional manner with all customers and associates. |
|
Required Experience:
Senior IC
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Job Location:
Monthly Salary:
Not Disclosed
Posted on:
11 hours ago
Vacancies:
1 Vacancy
