Senior Product Manager, CPN Payments Engine
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Job Location:
Monthly Salary:
Posted on:
2 days ago
Vacancies:
1 Vacancy
Job Summary
Circle (NYSE: CRCL) is one of the worlds leading internet financial platform companies building the foundation of a more open global economy through digital assets payment applications and programmable blockchain infrastructure. Circles platform includes the worlds largest regulated stablecoin network anchored by USDC Circle Payments Network for global money movement and Arc an enterprise-grade blockchain designed to become the Economic OS for the internet. Enterprises financial institutions and developers use Circle to power trusted internet-scale financial innovation. Learn more at .
What youll be part of:
Circle is committed to visibility and stability in everything we do. As we grow as an organization were expanding into some of the worlds strongest jurisdictions. Speed and efficiency are motivators for our success and our employees live by our company values: High Integrity Future Forward Multistakeholder Mindful and Driven by Excellence. We have built a flexible work environment where new ideas are encouraged and everyone is a stakeholder.
What youll be responsible for:
You will own the product strategy for the CPN Payments Engine the core infrastructure that powers payment creation routing settlement and lifecycle management across the network.
Youll define the reliability performance and capability roadmap that enables OFIs and BFIs to move money at scale and lead cross-functional execution to turn engine improvements into measurable gains in throughput latency and success rates.
What youll work on:
Own the Payments Engine roadmap: Define and execute the product roadmap for payment creation processing and settlement. Prioritize features that improve reliability reduce latency increase success rates and unlock new use cases across corridors and rails.
Drive payment performance: Own key engine health metrics success rate latency (TTFT end-to-end) RFI rate failure root causes. Identify bottlenecks partner with Engineering to resolve them and translate improvements into OFI and BFI outcomes.
Shape API and protocol capabilities: Define requirements for the OFI Payments API and BFI quoting/settlement protocols. Balance developer experience with compliance requirements and network reliability. Own the spec process from problem to launch.
Build engine observability and control: Drive investments in payment monitoring alerting and operational tooling that give Circle and its partners real-time visibility into payment health and the ability to act on anomalies.
Partner across the network: Work closely with BFI partners OFI integrations Compliance and Operations to understand where the engine creates friction and remove it unblocking volume reducing manual intervention and improving SLAs.
What youll bring to Circle:
Core requirements:
5 years in Product Management at a payments fintech or financial infrastructure company
Experience owning platform or infrastructure products APIs processing pipelines settlement systems or developer-facing capabilities
Strong analytical skills comfortable diagnosing payment failures interpreting latency distributions and building data-driven cases for prioritization; SQL or equivalent data fluency
Track record of shipping reliability or performance improvements with measurable impact (e.g. success rate p99 latency error rate reduction)
Experience working cross-functionally with Engineering Operations Compliance and BD/Sales to drive outcomes in ambiguous fast-moving environments
Ability to operate at both the strategic level (roadmap architecture trade-offs partner SLAs) and the tactical level (debugging a failed payment unblocking a specific corridor writing a precise spec)
Clear structured communication can produce decision-ready documents technical specs and cross-functional alignment materials
Preferred requirements:
Experience in payments networks settlement systems or financial infrastructure (cross-border payments correspondent banking stablecoins or blockchain-based settlement)
Familiarity with two-sided network dynamics and how engine reliability affects both supply (BFIs) and demand (OFIs)
Exposure to compliance-forward products where regulatory requirements shape processing logic (e.g. Travel Rule sanctions screening RFIs)
Experience with API product management in an enterprise or B2B context versioning SLAs developer documentation
Familiarity with payment lifecycle events failure taxonomy and operational tooling for payments monitoring and exception handling
Circle is on a mission to create an inclusive financial future with transparency at our core. We consider a wide variety of elements when crafting our compensation ranges and total compensation packages.
Starting pay is determined by various factors including but not limited to: relevant experience skill set qualifications and other business and organizational needs. Please note that compensation ranges may differ for candidates in other locations.
We are an equal opportunity employer. We do not discriminate on the basis of race religion color national origin gender sexual orientation age marital status veteran status or disability status or any other protected status required by the laws in the locations where we hire. Additionally Circle participates in the E-Verify Program in certain locations as required by law.
Should you require accommodations or assistance in our interview process because of a disability please reach out tofor support. We respect your privacy and will connect with you separately from our interview process to accommodate your needs.
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Required Experience:
Senior IC
Key Skills
About Company
Circle (NYSE: CRCL) enables businesses to leverage digital currencies and public blockchains for payments, commerce and financial applications worldwide.
