Senior Product Director, Business Banking

Were on a mission to make money work for everyone.

Were waving goodbye to the complicated and confusing ways of traditional banking.

After starting as a prepaid card our product offering has grown a lot in the last 10 years in the UK. As well aspersonal and business bank accounts we offer joint accounts accounts for 16-17 year olds a free kids account and credit cards in the UK with more exciting things to come beyond. Our UK customers can also save invest andcombine their pensions with us.

With our hot coral cards and get-paid-early feature combined with financial education on social media and our award winning customer service we have a long history of creating magical moments for our customers!

Were not about selling products - we want to solve problems and change lives through Monzo

London UK Base salary for this role is depending on experience Stock Options Hybrid working model

Define and deliver the future of how UK businesses manage their money. This is a rare opportunity to shape one of Monzos most strategically important product areas leading teams to build innovative differentiated experiences that no other bank offers.

Youll set the long-term vision craft a customer-obsessed strategy and create the execution engine that turns ambition into reality. Were looking for someone who pairs exceptional product taste with strong analytical depth thrives in ambiguity and can inspire multiple teams to deliver world-class outcomes.

If youre excited by the idea of redefining business banking for millions of customersand building high-performing teams along the waythis role puts you at the heart of Monzos next chapter.

What youll be working on:

As the Senior Product Director for Business Banking you will define and drive the product strategy vision and execution for one of Monzos most strategically important product areas. Youll craft an ambitious roadmap rooted in deep customer insight emerging market dynamics and commercial impactsetting a vision that differentiates Monzo in the business banking space.

This role is a rare blend of strategic thinking world-class product taste analytical depth and an ability to consistently ship great work. You will cultivate a high-performance ownership-driven culture across multiple product teams guiding them to innovate execute and scale products that meaningfully improve the financial lives of our business customers.

What youll do:

Product Strategy & Vision

• Set a bold customer-centric commercially grounded product strategy for Business Banking.
• Develop and articulate a compelling long-term product vision that positions Monzo as the leader in differentiated business financial experiences.
• Combine customer insights market trends and commercial priorities into a roadmap that delivers measurable business impact.

Innovation & Differentiation

• Foster a culture of innovation that challenges conventions and inspires teams to build category-defining experiences.
• Identify and pursue opportunities to meaningfully differentiate Monzos business banking offerings.
• Drive teams to create unique delightful products based on exceptional product taste.

Analytical & Strategic Depth

• Spar with data scientists and use data to understand the why behind customer behaviour product performance and opportunities.
• Help teams deepen their analytical thinking improving decision-making quality across the org.

Execution & High-Performance Culture

• Build an execution engine that consistently delivers against ambitious goals.
• Create extreme clarity on priorities establish strong processes remove blockers and maintain team momentum.
• Instil a culture of ownership speed and high performance.

Leadership & Organisational Impact

• Be a self-starter with a strong bias for actionwilling to lead from the front when needed and empower from behind when thats best.
• Take full ownership of the Business Banking product area operating with autonomy and accountability.
• Identify organisational inefficiencies and design structures that enable teams to thrive.
• Hire coach and develop exceptional product managers helping them reach their full potential and cultivating the next generation of Monzo product leaders.

You should apply if:

• You are a seasoned product leader and have a track record of leading high-performing product teams at a fast-growing consumer tech company to:
• build highly engaging (daily/weekly) experiences for millions of customers
• deliver company trajectory-changing impact
• (nice-to-have) build a multi-market product with a proven ability to balance priorities across geographies
• Youre data-driven and commercial and have a track record of collaborating with data scientists to define key metrics run experiments and deliver business impact.
• You can systematically break down and solve complex problems.
• You have good judgement and youre able to make good decisions in complex situations where theres often no right answer.
• You have the urge and resilience to challenge the status quo and make things better and are full of creative ideas for how to do so.
• You can work effectively with a diverse range of people and working styles - spanning engineering design data user research marketing legal and compliance - to get stuff done.
• Youre a great storyteller who is able to motivate energise and inspire people towards a common goal.
• Youre passionate about building value for customers and not just achieving business results and are excited about our mission at Monzo.
• Youre intellectually honest about your works performance continually striving for improvement.
• Youre a fast learner humble and curious and enjoy learning every day and sharing your knowledge and experience.
• Youve managed a team of PMs have a proven ability to coach and develop others and can provide clear and constructive feedback to your team and other disciplines.
• You can get hands-on when necessary to fill gaps - in people or experience - and set a practical example for what great looks like.

Whats in it for you:

Base salary dependent upon experience Stock Options Benefits

We can help you relocate to the UK

We can sponsor visas

This role can be based in our London office but were open to distributed working within the UK (with ad hoc meetings in London).

We offer flexible working hours and trust you to work enough hours to do your job well at times that suit you and your team.

Learning budget of 1000 a year for books training courses and conferences

And much more see our full list of benefitshere

Equal opportunities for everyone

Diversity and inclusion are a priority for us and were making sure we have lots of support for all of our people to grow at Monzo. At Monzo were embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

Were an equal opportunity employer. All applicants will be considered for employment without attention to age ethnicity religion sex sexual orientation gender identity family or parental status national origin or veteran neurodiversity or disability status.

If you have a preferred name please use it to apply. We dont need full or birth names at application stage