Associate Credit Analysis Unit

Some careers shine brighter than others.

If youre looking for a career that will help you stand out join HSBC and fulfil your potential. Whether you want a career that could take you to the top or simply take you in an exciting new direction HSBC offers opportunities support and rewards that will take you further.

HSBC is one of the largest banking and financial services organisations in the world with operations in 64 countries and territories. We aim to be where the growth is enabling businesses to thrive and economies to prosper and ultimately helping people to fulfil their hopes and realise their ambitions.

We are currently seeking an experienced professional to join our team in the role of Associate - Credit Analysis Unit

In this role you will:

• Undertake high quality industry competitor and client level financial analysis for Global Banking (GB) and Commercial Banking (CMB) Relationship Management (RM) Team.
• Analysis of financial documentation and supplemental data to support lending decision-making and recommending credit requests to appropriately meet business needs.
• Preparing credit analyses in support of new and existing business relationships.

• Ensure that all work is delivered within agreed timeframes PLAs and meets the required high quality standard.
• Understand and comply with all relevant policies FIM guidelines and procedures issued by the Group.
• Pro-actively suggest and design improvements in process workflow where applicable.
• Communicate clearly with team members and other parts of GBM as required.
• Need to be aware of the Operational Risk scenario associated with their role and to ensure that all actions during their employment with HSBC take account of the likelihood of operational risk occurring.

To be successful you will:

• C.A. / CFA / MBA Finance Economics or equivalent is essential and any professional qualification is desirable.
• 0 to 6 years of relevant experience in Credit Analysis.
• Sustainability knowledge is an advantage
• Highly proficient at Excel and Word.
• Excellent verbal/written communication skills in English proficient in credit writing in English hard-working organized diligent and above all a good team player
• Understand financial principles and concepts including budgeting financial forecasting and financial analysis.
• Understanding of risk management principles and practices. This includes the ability to identify assess and mitigate risks that could impact the business.
• Adhering strictly to compliance and operational risk controls in accordance with HSBC and regulatory standards policies and practices; reporting weaknesses compliance breaches and operational loss events.
• Knowledge of HR practices including recruitment performance management and employee development.

Youll achieve more when you join HSBC.

is an equal opportunity employer committed to building a culture where all employees are valued respected and opinions count. We take pride in providing a workplace that fosters continuous professional development flexible working and opportunities to grow within an inclusive and diverse environment. We encourage applications from all suitably qualified persons irrespective of but not limited to their gender or genetic information sexual orientation ethnicity religion social status medical care leave requirements political affiliation people with disabilities color national origin veteran status etc. We consider all applications based on merit and suitability to the role.

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