Americas Credit Associate Credit Underwriter

About Us

GSCF Rio de Janeiro Brazil (Hybrid)

GSCF is a leading fintech company in the working capital finance space serving some of the largest tech manufacturers globally. By funding structuring and servicing accounts receivables portfolios for our customers we help companies get the most out of their working capital. We help our customers grow their sales strengthen their balance sheets andeliminaterisk.

Our formation in 2021 gives us a start-up culture and mindset while our origins bring deep industry knowledge extensive specializedexpertise and geographic reach across 59 countries. Despite being a new player in our space GSCF serviced more than$60 billionin tech accountsreceivablesvolumes in 2021. We are wholly owned and funded by Blackstone the worlds largest alternative asset manager which provides us with a large and flexible funding pool significant relationships and strategic guidance.

Our field global working capital financerepresentsa$5.5 trilliontotal addressable market that is expected to grow anadditional50% by 2026 driven by increased supply chain complexity digitization of the invoicing process and growing demand for longer payment terms. Our aim is to become the global leader in the working capital finance space.

GSCF is a global employer with more than 300 employees across 20 countries.

The role:

The GSCF Americas Credit Associate reports directlytothe GSCF Americas Credit Officer. The role includes performing full analysis of customers financial statements and proposed deal structures preparing recommendations with adequate terms and conditions for decision makers tofacilitatethe credit assessment process. It also holds a credit delegation level reflecting the experience and the seniority of the associate.

How You Will Make an Impact

• Responsible forcredit riskassessmentsof GSCF transactions for assigned markets in the Americas.

• Assessexisting and potential new obligors ensuring a balanced approach to credit risk while pursuing GSCFs revenue and profit targets and minimizing bad debts.

• Performfull creditassessmentsof customers and proposed deal structures.

• Preparerecommendationsthroughout submission of rating rationalewith adequate terms and conditionsfor decision makers.

• Manage thecredit portfolio actively engaging with Sales and Operations on credit-related items.

• Operate withinreasonable turnaround timesto support business needs.

• Work in asmall team of credit experts fostering collaboration and communication across the region and various GSCF functions.

What You Bring to the Team:

• Fluent English and Portuguese plus fluent or proficient in Spanishfor the specific markets/clients for which you would bedirectly responsible;

• Bachelor or university degree in Accounting Finance or Economics;

• Work experience: minimum 3 years working in a CreditUnderwriterBanking Finance or Financial Analytical role preferably within a bank or multinational environment;

• Proficiencyin Office 365 with focus on Excel and PowerPoint;

• Excellent analytical interpersonal and communication skills;

• Motivation to succeed and drive results in a fast-paced growing environment;

• Ability toidentifyand address challenges and think outside the box to recommend solutions to support the business within acceptable riskparameter.

All qualified applicants will receive consideration for employment without regard to race color religion sex age disability sexual orientation national origin or any other category protected by law.

Privacy Notice

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Required Experience:

Manager