BBVA is a global company with more than 160 years of history that operates in more than 25 countries where we serve more than 80 million customers. We are more than 121000 professionals working in multidisciplinary teams with profiles as diverse as financiers legal experts data scientists developers engineers and designers.
Risk CIB Credit Continental Europe & Middle East manages the credit risk for Germany France Brussels and Italy Branches as well as the Middle East. The team is organized by geography with an industrial view of the portfolio. The Area is responsible for the wholesale credit admission having as main task to preserve the redit quality of the proposals integrating ESG factors to ensure profitable growth.
As part of CIB the area interacts with global markets global lending advisory and transactional businesses for global corporate clients and institutional investors addition the area has a close contact with corporate credit areas of all the geographies the Group works with.
The area also includes interaction and management with other risks areas (FI arkets counterparty structural operational reputational) as well as Compliance Finance Legal etc.
About the job:
Credit management of a portfolio of CIB Belgium Corporatesassessment of total limit risk appetite within those groups and new transaction proposals incorporating theanalysisof the specific structure of atransaction credit and financial risk
profiles of the borrower.
Comprehension and analysis of financial statements ratings profitability sector guidelines projections and ESG related aspects.
Participation in credit and business committees. Interaction with both internal/external audits Internal Control and all different units linked to the admission and monitoring process.
What are we looking for
For Analyst level: 13 years of relevant experience in corporate credit risk.
For Associate level: 3 years of experience in corporate credit risk.
Rating tools knowledge. Knowledge of the Belgium market is a plus.
Bachelors degree in finance or a related field.
Data Analysis and Data Driven management.
ESG certification.
Fluent in English.
Other languages (desirable): French Spanish Dutch.
Excellent communication and presentation skills.
Team building skills.
Ability to work under tight deadlines.
Skills:
Customer Targeting Empathy Ethics Innovation Proactive Thinking
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