Credit Risk & Data Analytics Intern (Co-op or Internship Opportunity 4 Months)

Our Story & Purpose:

Vancity is a member-owned credit union built on the principles of inclusion social justice and community impact. Since 1946 weve worked to challenge the status quo break down barriers and build a more equitable future. With bold commitmentsincluding becoming net-zero by 2040 across all mortgages and loanswe are championing financial resilience climate action and belonging for our members and communities.

As the largest private sector Living Wage Employer in Canada and home to a team of 2300 passionate employees Vancity offers competitive rewards and benefits diverse career pathways and the opportunity to be part of something bigger.

The Opportunity:

Were looking for an intern to join our credit risk team for a 4-month opportunity. The credit risk team supports Vancity by:

• Evaluating loan applications: Reviewing mortgages personal loans and business financing requests to assess borrowers financial strength and the level of risk involved.
• Monitoring the health of the loan portfolio: Analyzes trends in repayments delinquencies and economic conditions to identify emerging risks early.
• Setting and maintaining responsible lending standards: Develops credit policies and risk frameworks that ensure lending is prudent fair and aligned with regulatory requirements.
• Providing risk insights to leadership: Prepares reporting and analysis that support strategic decisions on growth capital management and long-term financial stability.

This role will report into credit risk strategy and systems manager while also supporting the entire credit risk leadership team.

A typical day would involve:

• Supporting data validation and migration work for commercial portfolios gaining hands-on experience with how lending data is prepared for analysis reporting and risk assessment.
• Conducting market and industry research on credit risk trends and emerging risks and helping summarize findings into short reports outlining potential impacts.
• Assisting with building and organizing a centralized database of reference materials to support the development of a Credit Center of Excellence.
• Helping analyze data and preparing reports and dashboards to support management reporting and insights on specific areas of interest.
• Using AI and analytical tools to assist in reviewing and improving internal policies and documents focusing on clarity consistency and readability.
• Collaborating with teams across the organization to identify opportunities to improve processes procedures and documentation gaining exposure to operational efficiency initiatives.

Youll learn:

• How commercial lending and credit risk data is collected validated and prepared for analysis and reporting in a real-world financial environment.
• Practical experience working with data during system and model transitions and understanding why data quality matters.
• How market and industry research is conducted and translated into clear insights for decision-makers.
• Hands-on exposure to data analysis reporting and dashboard preparation for management reporting.
• How internal policies and procedures are reviewed improved and maintained including responsible use of AI tools.
• How teams collaborate across an organization to improve processes and operational efficiency.

You have:

• Current enrollment in an undergraduate program within an applicable field and eligible for co-op/internship opportunities (i.e. business finance economics data analytics information systems)
• An interest in data analysis research and understanding how data supports business and risk decisions.
• Strong analytical and problem-solving skills with attention to detail.
• Comfort working with data in Excel or similar tools; experience with analytics or visualization tools is an asset but not required.
• Curious motivated and eager to learn in a professional environment.
• Strong written and verbal communication skills with the ability to clearly summarize findings.
• Ability to work independently while collaborating effectively with team members.
• A willingness to work in a highly flexible environment with multiple competing priorities.

What Youll Earn:

This role offers a pay range of $27.85/hr.

This posting will close on March 222026at 11:59pm

Why Youll Love Working Here:

• When you join Vancity as an employee and a member you join a movementthat believes that when we use money for whats right we truly are a financial force for change.
• We are the largest private-sectorLiving Wage Employerin Canada and have been consistently recognized as one of theTop Employers in Canada. Come join our team of 2600 diverse individuals and access competitiverewards & benefits all while knowing you are a part of a greater movement.
• Start your Vancity career journey with us even if youre new to financial services! We provide in-house paid training to gain general financial knowledge and to learn about our products & services. We encourage opportunities to learn & develop to prepare you for career success which in turn continuously impresses how we serve our membership.
• Vancity is committed to a diverse workplace and values Integrity Innovation Responsibility andReconciliation.
• TolearnmoreaboutVancitypleasevisit Talent Programs:

  Vancity supports an inclusive hiring process for candidates who self-identify as Indigenous Black or Trans. With special permission from the BC Human Rights Commissioner this initiative provides access to career development opportunities prioritized job screening and feedback. Any information you choose to share will be stored securely and used only for recruitment and career development connected to this initiative in line with the BC Personal Information Protection Act (PIPA). For details please see our dedicated Talent Programs job posting.

  Accommodations Process:

  This role is an open vacancy and our hiring process is grounded in fairness transparency and inclusion. We are committed to an inclusive barrier-free and accessible recruitment experience for all candidates. If you require any accommodations or support at any stage of the recruitment process (including the application stage) we encourage you to let us know by contacting our Talent Acquisition team at . Were here to work with you to ensure your needs are met promptly and effectively. All requests will be handled with the utmost respect and confidentiality so you can participate fully in the process.

  
  

  Required Experience:

  Intern