Credit Manager

• Leadership & Team Management
  • Provide leadership to Credit Analysts ensuring consistent application of credit policy.
  • Submit highrisk or highvalue credit requests to senior management.
  • Deliver coaching feedback training and backup support on credit processes.
  • Prepare monthly customer and credit risk analysis reports.
• Portfolio Credit Risk Management
  • Manage credit risk for a customer portfolio including large and strategic accounts.
• Order Release & Contract Approvals
  • Approve all maintenance and professional service contracts per assigned credit authority.
  • Collaborate with Sales Operations and Collections to manage order risk and control credit exposure.
  • Approve and oversee all customer credit holds.
• Sales & Contract Support
  • Partner with Sales and Sales Operations to obtain credit information and support credit decisions.
  • Review and negotiate credit language in new contracts.
  • Maintain proactive communication with Sales and customers.
  • Work with Legal on all bankruptcy-related accounts.
• External Relationship Management
  • Maintain relationships with financial institutions collection agencies and credit reporting agencies such as Dun & Bradstreet and Credit Risk Monitor.
  • Participate in process improvement initiatives and carry out management-directed tasks

• Bachelors degree in Business Administration Finance or Accounting.
• 10 years of experience as a Credit Analyst.
• 4 years of people management experience.
• Knowledge and experience with collections processes practices and collaboration.
• Superior financial statement analysis skills including understanding of key financial ratios.
• Strong knowledge of credit risk rating methodologies.
• Knowledge of local and international credit practices including security instruments (letters of credit collateral corporate guarantees).
• Ability to collaborate with Sales to establish appropriate credit lines balancing revenue growth and risk.
• Experience executing credit strategies and understanding bankruptcy laws.
• Strong leadership organizational and problemsolving skills.
• Excellent verbal and written communication skills in English.
• Proficiency with Excel and Word; ability to learn new systems quickly.
• Ability to work in a fastpaced environment with strict deadlines.

• Experience using Oracle or a similar ERP system.
• Experience leading teams and driving process improvements.

Toshiba Global Commerce Solutions is a dynamic billion-dollar global company based in Research Triangle Park NC providing retail store solutions to your favorite brands. Have you ever been in a hurry and made use of the self-checkout at Lowes Foods earned fuel rewards at Kroger or just paid for purchases at retailers such as Walmart Michaels Carrefour The Gap Calvin Klein Boots Cencosud BJs or Costco These are just a few examples of our in-store solutions and impressive customer base that made us the worlds installed market share leader.

The nature of retail is changing quickly so if you share our Together Commerce vision of a seamless two-way participatory shopping experience lets get together to drive the new economy.

Toshiba Global Commerce Solutions Inc. offers a competitive salary and generous benefits package including the following:

• Group health coverage (medical dental & vision)
• Employee Assistance Programs
• Pre-tax spending accounts
• 401(k) plan (with company match)
• Company provided life insurance
• Pet Insurance
• Employee discounts
• Generous paid holiday schedule paid vacation & sick/personal days

EEO:

Toshiba Global Commerce Solutions is an equal opportunity/affirmative action employer that evaluates qualified applicants without regard to age ancestry color religious creed disability marital status medical condition genetic information military or veteran status national origin race sex gender gender identity gender expression and sexual orientation or any other protected factor. We also consider qualified applicants regardless of criminal histories consistent with legal requirements.

Individuals who need a reasonable accommodation because of a disability for any part of the employment process should email to request an accommodation

DIVERSITY EQUITY & INCLUSION:

We at Toshiba Global Commerce Solutions firmly believe that our people are an integral part to the success of our customers. Furthermore were committed to Diversity Equity and Inclusion for all our people as highlighted by our 5 Core Principles (Create Outreach Foster Belonging Unleash Opportunity Diverse Cultural Engagement and Culture of Transparency). Were passionate about our customers the retail industry and becoming a more responsible company as we help create a brighter future.