Why Deephaven Mortgage
Deephaven Mortgage has been a pioneer and leader in non-QM since our origin in 2012. Our longevity and strength in the non-QM space has allowed a significant number of borrowers to achieve homeownership who otherwise would not have under traditional requirements. Deephaven champions mortgage borrowers whose independence entrepreneurial drive and determination are often the very reason they cannot qualify for a traditional loan.
We continuously and responsibly innovate new mortgage products and programs that put homeownership within reach of millions of borrowers and investors that need and deserve financing through lending ingenuity that is supported by common-sense underwriting.
Deephaven is comprised of two lending platforms. Our wholesale channel offers loans through a network of over 1000 independent mortgage brokers. Our correspondent channel buys loans from over 200 correspondent partners.
Deephavens headquarters are in Charlotte North Carolina. To learn more about our innovative loan solutions please visit or email us at
Job Overview
The AMC Support Analyst is responsible for protecting collateral integrity and ensuring appraisal quality across Deephavens loan portfolio. This role serves as the primary escalation and resolution point between Deephaven Mortgage and Appraisal Management Companies (AMCs) ensuring appraisal reports meet internal credit standards investor guidelines and regulatory requirements.
This position plays a critical role in mitigating valuation risk reducing underwriting suspense conditions and supporting sound credit decisions in a fast-paced non-QM lending environment.
The preferred location for this role is Charlotte NC to work in our office located in the Ballantyne area of Charlotte. Remote options are a possibility.
What Youll Do
As the AMC Support Analyst you will be responsible for coordinating between various departmentsincluding sales operations and underwriting and the AMCs:
Perform detailed reviews of residential appraisal reports to ensure accuracy completeness and compliance with investor agency and regulatory guidelines
Identify and analyze material deficiencies unsupported adjustments inconsistencies and valuation risks
Issue clear guideline-supported revision requests to Appraisal Management Companies (AMCs)
Serve as the primary liaison between Deephaven and AMCs to resolve appraisal-related concerns and escalations
Partner with Underwriting Operations Risk and Quality Control to address valuation disputes and complex collateral scenarios
Track appraisal conditions and manage issues through resolution to support underwriting turn-time expectations
Monitor vendor performance including quality responsiveness and adherence to service level agreements
Maintain complete and audit-ready documentation within Encompass and appraisal tracking systems
Identify recurring appraisal quality trends and recommend process improvements
Support internal audits investor reviews and regulatory examinations related to collateral documentation
Contribute to the development and refinement of appraisal review procedures and quality control standards
Provide coaching and guidance to internal sales and production staff on appraisal-related questions escalation paths and guideline interpretation
Help build team-wide awareness of appraisal quality standards through informal training and feedback
Hold AMC vendors accountable to quality benchmarks and SLAs escalating performance issues and contributing to vendor scorecard reviews
Requirements
Bachelors degree required
24 years of experience in mortgage operations appraisal review collateral risk or underwriting support
Working knowledge of appraisal methodologies (sales comparison income approach cost approach) and USPAP compliance standards
Ensure escalation and revision request processes remain compliant with Appraiser Independence Requirements (AIR).
Proven ability to assess valuation risk identify material deficiencies and construct guideline-supported revision requests
Analytical ability to assess valuation risk and identify material deficiencies
Excellent written communication skills for structured revision requests
Experience working in Encompass or similar LOS
Experience in non-QM lending environment
Exposure to investor guideline overlays
Background in QC underwriting or risk review
Familiarity with appraisal management platforms
This organization participates in E-Verify
Our Perks
Flexible Time to Recharge Personalized Time Off for What Matters (because rest isnt one-size fits all)
Future Finance Focused Generous employer-matched 401(k) plan
Community Connect Philanthropy Committee that creates charitable initiatives
Health from Day One Comprehensive health insurance starting on day one of employment
Family Matters Competitive maternity and paternity leave
Culture & Celebrations Culture Committee with team-building events and celebrations
Ideas Welcome Encouraging thought leadership and innovation
Guidance & Growth Mentorship opportunities for career development
Perk Up Exclusive discounts on travel tech pets legal and more
Required Experience:
IC
We provide innovative mortgage products to the millions of borrowers underserved by the traditional mortgage industry.