In this position you will review and analyze all credit and collateral documents then issue lending decisions based on the documented borrower profile within the program guideline requirements. Specifically this will include performing high quality jumbo residential mortgage file analysis confirming the calculations used to decision the loan such as DTI LTV and Reserves and providing a written summary of loan findings which summarize loan characteristics in the areas of credit income assets collateral and the overall transaction. Well look to you to:
- Review credit reports to determine credit pattern current liabilities outstanding judgments and collections
- Review residential mortgage appraisal forms
- Analyze asset statements for all types of asset accounts
- Analyze income from salaried commissioned self-employed investments fixed income sources
- Determine monthly income based on bank statements and/or asset depletion
- Knowledge of the requirements to meet CFPBs Ability to repay standard
- Provide a written summary of loan details which clearly documents any exceptions to company guidelines and appropriate compensating factors
Qualifications :
- Minimum of 8 years current mortgage underwriting experience jumbo mortgage preferred
- BA/BS degree equivalent education and experience may be considered
- Ability to interact with all levels of staff and management and communicate effectively with both internal and external customers
- Excellent organizational skills with attention to detail
- Ability to prioritize workload and meet deadlines to multitask problem-solve proactively and think creatively
- Advanced tax return analysis skills
- Experienced residential appraisal review
- Knowledge of the requirements to meet CFPBs Ability to repay standard
Additional Information :
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment employees are treated without regard to race color religion sex national origin age marital or veteran status medical condition or handicap or any other legally protected status.
At times government agencies require periodic reports from employers on the sex ethnicity handicap veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping reporting and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information please note that all
Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file.
Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
Remote Work :
Yes
Employment Type :
Full-time
In this position you will review and analyze all credit and collateral documents then issue lending decisions based on the documented borrower profile within the program guideline requirements. Specifically this will include performing high quality jumbo residential mortgage file analysis confirming...
In this position you will review and analyze all credit and collateral documents then issue lending decisions based on the documented borrower profile within the program guideline requirements. Specifically this will include performing high quality jumbo residential mortgage file analysis confirming the calculations used to decision the loan such as DTI LTV and Reserves and providing a written summary of loan findings which summarize loan characteristics in the areas of credit income assets collateral and the overall transaction. Well look to you to:
- Review credit reports to determine credit pattern current liabilities outstanding judgments and collections
- Review residential mortgage appraisal forms
- Analyze asset statements for all types of asset accounts
- Analyze income from salaried commissioned self-employed investments fixed income sources
- Determine monthly income based on bank statements and/or asset depletion
- Knowledge of the requirements to meet CFPBs Ability to repay standard
- Provide a written summary of loan details which clearly documents any exceptions to company guidelines and appropriate compensating factors
Qualifications :
- Minimum of 8 years current mortgage underwriting experience jumbo mortgage preferred
- BA/BS degree equivalent education and experience may be considered
- Ability to interact with all levels of staff and management and communicate effectively with both internal and external customers
- Excellent organizational skills with attention to detail
- Ability to prioritize workload and meet deadlines to multitask problem-solve proactively and think creatively
- Advanced tax return analysis skills
- Experienced residential appraisal review
- Knowledge of the requirements to meet CFPBs Ability to repay standard
Additional Information :
All your information will be kept confidential according to EEO guidelines.
EEOC and Veteran Documentation
During employment employees are treated without regard to race color religion sex national origin age marital or veteran status medical condition or handicap or any other legally protected status.
At times government agencies require periodic reports from employers on the sex ethnicity handicap veteran and other protected status of employees. The purpose of this Administrative EEO Record is for statistical analysis only and is used to comply with government record keeping reporting and other legal requirements. Periodic reports are made to the government on the following information. The completion of the Administrative EEO record is optional. If you choose to volunteer the requested information please note that all
Administrative EEO Records are kept in a Confidential File and are not part of your Application for Employment or Personnel file.
Please note: YOUR COOPERATION IS VOLUNTARY. INCLUSION OR EXCLUSION OF ANY DATA WILL NOT AFFECT ANY EMPLOYMENT DECISION.
Remote Work :
Yes
Employment Type :
Full-time
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