Credit Analyst

Manila - Philippines

Monthly Salary: Not Disclosed

Posted on: Yesterday

Vacancies: 1 Vacancy

Job Summary

Since our founding IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries including some of the biggest and most influential brands in the applying our unique expertise in biometrics and cryptography we enable our clients to unlock simpler and safer ways to pay connect access identify travel and protect public places at scale and in total security.

Our teams work from 5 continents and speak 100 different languages. We strongly believe that our diversity is a key driver of innovation and performance.

Purpose

This role prevents and reduces risk and maximizes effective payment of receivables.

Key Missions

Assesses customers secures receivables and manages cash collection specifically: Asseses customer credit risk based on customer financial situation country risks payments habits revenue evolution () and based on external agencies scoring recommendation
Defines customers credit limits
Defines and validates contractual payment terms collaborates with Sales/ Legal for non-compliant payment terms and escalates if necessary
Validates the customers account creation
Monitors customers credit exposure and analyzes the customers aging balance
Builds the customers cash forecast
Implements collections actions such as phone calls and e-mails demand letters and external debt collection
Organizes meetings with major customers to maintain good relations or solve issues
Ensures alignment of all internal stakeholders (Sales Treasury CFOs) on credit management by sharing credit management information and agreeing on action plans for delinquent accounts
Supports the accounts receivable team on cash application
Prepares credit management reports and ensures data accuracy in finance tools
May include managing the Factoring program
Works together with controlling and accounting to decide and post proper debt accruals
May include invoicing activities such as uploading the invoice on the customers platform and providing proof of delivery or other supporting document
Ensures proper implementation of the credit management policy
Coordinates complex credit and collection activities
Performs in-depth risk assessments and proposes mitigation actions
Prepares and consolidates credit reports for management review
Advises sales and finance teams on main risks identified and dispute resolution

Profile & Other Information

By choosing to work at IDEMIA you will join a unique tech company offering a wide range of growth opportunities. You will contribute to a safer world collaborating with an international and global community. We value the diversity of our teams and welcome people from all walks of life regardless of how they look where they come from who they love or what they think.

We deliver cutting edge future proof innovation that reach the highest technological standards and were transforming fast to stay a leader in a world thats changing fast too.

At IDEMIA people can develop their expertise and feel a sense of ownership and empowerment in a global environment as part of a company with the ambition and the ability to change the world.

Visit our website to know more about the leader in Identity Technologies

Required Experience:

Since our founding IDEMIA has been on a mission to unlock the world and make it safer through our cutting-edge identity technologies. Our technology leadership makes us the partner of choice for hundreds of governments and thousands of enterprises in over 180 countries including some of the biggest ...