Loan Officer
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Job Location:
Charleston, SC - USA
Monthly Salary:
Not Disclosed
Posted on:
30+ days ago
Vacancies:
1 Vacancy
Job Summary
Loan Officer
Do you love meeting people building relationships and helping small businesses get the capital they need to grow Do spreadsheets and community events both make sense in your world If yes keep reading.
What Youll Be Doing (aka your everyday impact)
- Build and nurture relationships with community leaders and referral partners
- Represent the organization at community events meetings and networking opportunities
- Meet with prospective borrowers to understand their goals and funding needs
- Collect and review financial documents to support sound lending decisions
- Analyze creditworthiness and evaluate collateral
- Structure loan terms and negotiate agreements that work for everyone
- Prepare and present loan proposals for management approval
- Deliver timely application review and excellent communication (no ghosting borrowers were all adults here)
- Provide technical assistance and guidance to applicants and small business owners
- Connect with and occasionally present to the Board
- Volunteer and stay visible in the community we serve
What Makes You a Great Fit
- You have a Bachelors degree from an accredited four-year college or university with major course work in finance business administration economics or a related field.
- You have two years of experience in small business lending underwriting commercial banking business or community development finance.
- You have a background of underwriting and an understanding of financial analysis cash flow analysis and collateral evaluation.
- You have strong time management and organizational skills as well as a high level of attention to detail especially while working remotely.
- You can work effectively with community-based organizations banks CPAs small businesses entrepreneurs and public sector administrators.
- You possess impeccable personal integrity and the ability to maintain confidentiality of borrower data.
- You are proficient in Microsoft Office Suite with emphasis on Word Excel and PowerPoint.
Why Work With Us
- Your work directly impacts real businesses and real families
- Supportive leadership and a mission-driven environment
- Opportunities to engage in the community not just sit behind a desk
- Professional growth in lending underwriting and community development
Benefits Include:
- Competitive Salary
- Generous retirement plan match.
- Health dental and vision insurance.
- Paid Time Off (PTO) plus holidays
Required Experience:
Unclear Seniority
About Company
Hi, Welcome to our Careers section. Please review the positions we are currently hiring for and apply to the ones that interest you.
