Recognizing and valuing diversity strengthens our ability to attract retain and engage associates and reinforces our relationship within our communities. Our associates are the most valuable asset we have. The collective sum of the individual differences life experiences knowledge and talent that our associates invest in their work represents a significant part of not only our culture but our reputation and companys achievement as well.

A Centier Associate is someone who embodies a servant heart is unaccepting of anything less than remarkable service and is self-motivated and driven to deliver exceptional results.

What are our values Our Corporate values are Caring Loyalty Integrity Friendship wouldnt want to work for an AWARD-WINNING companythats built on these pillars

What about the perks Access to our Marathon Health Clinics which provide FREE visits & prescriptions Generous Paid Time Off benefit Tuition Reimbursement 401K match Associate Stock Ownership Plan Daycare Reimbursement FREE Onsite Fitness Center/Fitness Reimbursements Health and Wellness Programs the ability to have a voice with our Diversity/Equity/Inclusion Council Career Growth Work/Life Balance AND MORE.

This position will be based out of our Corporate Centre in Merrillville IN. Onsite expectations would be 4 days per week with the flexibility to work 1 day from home. Department hours are Monday-Friday 8:00-5:00 CST.

Summary: As a member of the Credit Risk Management team within the Credit Administration Division the Commercial Loan Workout Officer position reports to the Manager of Credit Risk Management.

Essential Duties and Responsibilities:

• Primary responsibilities the successful management of a portfolio of assigned substandard special mention watch and pass rated commercial loan accounts and ORE.
• Will manage a portfolio of distressed loans or relationships up to $and performing loans or relationships up to $1500000.
• Requires the development negotiation and documentation of loan renewal and modification agreements forbearance agreements and legal strategy in collaboration with bank counsel. Measurements include demonstrated reductions in distressed loans credit risk credit losses and achieved recoveries. The position assists senior commercial workout officers and completes credit risk reviews as assigned.
• The position works closely and collaborates with all Credit Risk Management staff. The position works directly with those including borrowers lenders operations staff documentation staff credit analysts attorneys property managers and real estate brokers.
• Requires completion and maintenance of customary and additionally determined necessary due diligence in compliance with bank policies and guidelines.
• Some travel is required. Travel requirements are primarily local. Occasional regional travel may be required.

Skills and Abilities:

• Requires effective organizational time management multi-tasking and problem-solving skills.
• Excellent written and verbal communication skills are required.
• Proven experience in collateral analysis along with commercial loan documentation experience required.

Education and Experience

• Bachelors degree with concentration in business finance or accounting preferred. Additional Bachelors degree concentrations considered in relation to past and present experience responsibilities continuing education and certifications. Associate degrees with progress toward bachelors degrees considered similarly.
• 2 to 3 years of prior commercial workout experience or a combination of prior commercial lending credit underwriting portfolio management financial analysis documentation examination audit compliance and SBA experience considered.
• Individuals in existing roles including commercial loan portfolio managers commercial credit analysts commercial small business lenders SBA lenders commercial loan reviewers and commercial loan administrators are encouraged to apply.

Additional Detail

• This position includes hybrid work potential.
• Continued education is supported.
• Opportunities for growth and advancement within Credit Risk Management Credit Administration and career pathing among at least commercial lending credit risk management audit and compliance departments are available.

What do I do now

• Apply with us!
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Disability Accommodation Statement
Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank please call us at or send us an email at .

Equal Opportunity Employer/Disability/Veteran
Centier Bankis proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race color gender national origin religion age disability sexual orientation gender identity military status veteran status or any other legally protected status.

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