Retirement Financial Infrastructure Senior Staff Engineer

About Gusto

At Gusto were on a mission to grow the small business economy. We handle the hard stufflike payroll health insurance 401(k)s and HRso owners can focus on their craft and customers. With teams in Denver San Francisco and New York were proud to support more than 400000 small businesses across the country and were building a workplace that represents and celebrates the customers we serve. Learn more about our Total Rewards philosophy.

About the Role:

Youll be a key engineer focused on building and owning the systems that move money and assets through Gusto Retirement. This is a very hands-on role: owning backend services and APIs end-to-end shipping production code and working through real financial edge cases. Youll partner closely with product compliance and operations to turn complex financial requirements into reliable software. If you like working on core systems where correctness matters and enjoy getting things shipped youll be a great fit.

About the Team:

The Financial Infrastructure team owns the core money and asset flow systems for Gusto Retirement. Were a senior team that works on payments settlements tax and compliance integrations and much more. The work is complex and often cross-functional so we stay focused collaborate closely and keep tight ownership of what we build. We work closely with product and partner teams but were responsible for execution and reliability end-to-end.

Heres what youll do day-to-day:

• Design build and ship services and APIs for money movement and financial integrations.
• Work on payments settlements reconciliation and corrections involving real customer funds.
• Build and support compliance-critical workflows like payroll integration KYC/KYB and sales tax handling.
• Implement and maintain integrations with third-party providers (payments tax compliance etc).
• Partner with product compliance and operations to scope work and deliver production-ready solutions.
• Debug production issues and improve reliability observability and operational tooling.
• Collaborate with other engineering teams to integrate with shared systems and platforms.
• Write clear reliable well-tested code that ships quickly and scales well.

Heres what were looking for:

• 10 years of software engineering experience building and shipping production products or platforms
• Strong experience with services APIs and data-heavy workflows.
• Experience working on financial systems payments or other high-correctness domains (or the ability to ramp quickly).
• Comfortable owning systems end-to-end including production support and operational work.
• Experience working closely with PMs and cross-functional partners to deliver scoped work.
• Pragmatic execution-focused approach to engineering.
• Clear communicator and collaborative teammate.
• Experience with Ruby on Rails (or a comparable backend framework).

Please note that travel to Gustos Denver office for onboarding is required for this position. If you have any questions regarding this requirement please share with your recruiter.

Our cash compensation amount for this role is targeted at $189000/yr to $236000/yr in Denver & most remote locations and $223000/yr to $278000/yr for San Francisco Seattle & New York. Stock equity is additional. Final offer amounts are determined by multiple factors including candidate experience and expertise and may vary from the amounts listed above.

Gusto has physical office spaces in Denver San Francisco and New York City. Employees who are based in those locations will be expected to work from the office on designated days approximately 2-3 days per week (or more depending on role). The same office expectations apply to all Symmetry roles Gustos subsidiary whose physical office is in Scottsdale.

Note: The San Francisco office expectations encompass both the San Francisco and San Jose metro areas.

When approved to work from a location other than a Gusto office a secure reliable and consistent internet connection is required. This includes non-office days for hybrid employees.

Our customers come from all walks of life and so do we. We hire great people from a wide variety of backgrounds not just because its the right thing to do but because it makes our company stronger. If you share our values and our enthusiasm for small businesses you will find a home at Gusto.

Gusto is proud to be an equal opportunity employer. We do not discriminate in hiring or any employment decision based on race color religion national origin age sex (including pregnancy childbirth or related medical conditions) marital status ancestry physical or mental disability genetic information veteran status gender identity or expression sexual orientation or other applicable legally protected characteristic. Gusto considers qualified applicants with criminal histories consistent with applicable federal state and local law. Gusto is also committed to providing reasonable accommodations for qualified individuals with disabilities and disabled veterans in our job application procedures. We want to see our candidates perform to the best of their ability. If you require a medical or religious accommodation at any time throughout your candidate journey please fill out this form and a member of our team will get in touch with you.

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