Credit Analyst (2600004X) Atlanta, GA
Share
Job Location:
Atlanta, GA - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
ATTENTION MILITARY AFFILIATED JOB SEEKERS- Our organization works with partner companies to source qualified talent for their open roles. The following position is available toVeterans Transitioning Military National Guard and Reserve Members Military Spouses Wounded Warriors and their Caregivers. If you have the required skill set education requirements and experience please click the submit button and follow the next steps. Unless specifically stated otherwise this role is On-Site at the location detailed in the job post.
Through our service brands Hyundai Motor Finance Genesis Finance and Kia Finance Hyundai Capital America offers a wide range of financial products tailored to meet the needs of Hyundai Genesis and Kia customers and dealerships. We provide vehicle financing leasing subscription and insurance solutions to over 3 million consumers and businesses. Embodying our commitment to grow innovate and diversify we strive to reimagine the customer and dealer experience and launch innovative new products that broaden our market reach. We believe that success comes from within and are proud to support our team members through skill development and career advancement. Hyundai Capital America is an Equal Opportunity Employer committed to creating a diverse and inclusive culture for our workforce. We are a values-driven company dedicated to supporting both internal and external communities through volunteering philanthropy and the empowerment of our Employee Resource Groups. Together we strive to be the leader in financing freedom of movement.
We Take Care of Our People
Along with competitive pay as an employee of HCA you are eligible for:
Medical dental and vision plans with no-cost and low-cost options
Annual employer HSA contribution
401(k) matching and immediate vesting
Vehicle purchase and lease discounts plus monthly vehicle allowances by job level:
o Associate / Sr. Associate: $350
o Manager / Sr. Manager: $600
o Director: $800
o Executive Director: $900
o VP or Above: $1000
100% employer-paid life and disability insurance
No-cost health and wellbeing programs including a gym benefit
Six weeks of paid parental leave
Paid Volunteer Time Off plus a company donation to a charity of your choice
What to Expect
The Associate Consumer Credit is responsible for underwriting consumer applications from Hyundai Kia and Genesis Dealers. This position is responsible for making credit decisions that meet acceptable underwriting standards within HCAs policies and procedures as well as adhering to all State and Federal regulatory compliance. All Credit Analyst responsibilities should be handled in an expeditious manner per HCAs KPIs. This position requires flexibility and ability to adapt to a multi-functional departmental structure. All positions within the Operations Division are expected to collaborate cross-divisionally to achieve a seamless customer experience; this includes supporting other departments as necessary to meet the business need.
What You Will Do
1. Analyze information from credit applications utilizing the four Cs of credit to make sound credit decisions based on appropriate authority level while effectively negotiating the terms and conditions of loan decisions via dealer phone calls or electronic rehash.
2. Balance the demands of Production Sales Support Risk and Quality Assessments while maintaining established SLAs. Participate in team meetings and Calibrations to communicate share trends review Policies & Procedures and team goals.
3. Follow up for approvals and pending contracts to increase capture rate and monitor dealers portfolio. Be well versed in eContract and eRehash processes. Conduct Customer Interviews and investigations when needed to facilitate in credit decisions or assist in the funding process. Coach and assist dealers to resolve funding issues and reduce unclean contracts.
4. Performance Coaching: Actively participate in coaching and development sessions/trainings to co-create solutions that enhance individual performance and overall department/team performance.
5. Perform all other duties as assigned.
Additional Qualifications/Responsibilities
Qualifications
What You Will Bring
Minimum 1-year automotive finance experience (Desirable)
Experience with Collections Funding Dealer Services Lease end or Customer Service (Desirable)
Auto finance or related background is preferred
2 years of experience in fast paced office environment
Experience with Dealer operations or Sales (Desirable)
High school graduate (GED) College Degree preferred
Strong verbal written and interpersonal skills
Analytical with high attention to detail
Self- starter with excellent time management skills
Well versed on company product offerings reporting and measurement systems
Ability to negotiate influence and collaborate both with customers and associates
Work Environment
Employees in this class are subject to extended periods of sitting standing and walking vision to monitor and moderate noise levels. Work is performed in an office environment. This position requires flexibility with schedule to include weekends evenings and holidays.
The posted salary range for this job takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; geographic location and other business and organizational needs. Successful candidates may be hired anywhere in the salary range based on these factors. It is uncommon to hire candidates at or near the top of the range.
Minimum Salary: $48552.00
Maximum Salary: $72828.00
Required Experience:
IC
Key Skills
- Financial Statement Preparation
- Credit Analysis
- Cash Flow Analysis
- Math
- Banking
- Analysis Skills
- UCC Law
- Underwriting
- Financial Analysis
- Financial Modeling
- Financial Report Interpretation
- Word Processing
About Company
VetJobs & Military Spouse Jobs works with our employer partners to source, screen, and move qualified talent to the desktops of the Hiring Managers. Application is a two-step process, so please be patient with the team. When you submit to a position on our site your information will ... View more
