SAR Delegate AFC Senior Associate

About the opportunity

We are currently looking for a Financial Crime SAR Specialist (SAR Delegate - AFC Senior Associate) to join the Spanish MLRO this role you will be in charge of autonomously coordinating and making decisions on operational financial crime related topics of the Spanish Branch. If you have a strong regulatory and investigation background and you are interested in working in an international setting with a high pace and tech driven environment this is your place.

You will work with a team of highly motivated colleagues supporting the coordination between the Spanish branch MLRO function and the AML/CTF Technical Unit as well as with other functions at Global level in topics related to Anti-Money Laundering Terrorism Financing Fraud Prevention and Sanctions; supporting the ES MLRO team in fulfilling its regulatory obligations.

In this role you will:

• Oversee complex case investigations escalated by the Technical Unit
• Review SARs ensuring quality according to SEPBLAC expectations
• Assist on how to address the RFIs and to interpret legal/tax documentation received from customers
• Provide guidelines individually and collectively. Prepare and deliver formal training to the investigators
• Attend regular meetings to follow up on actions planned workloads prioritisation of tasks etc.
• Implement and improve local procedures based on the local regulatory challenges and the groups standard
• Coordination with other operational functions working on the Spanish market
• Work alongside multiple stakeholders within AFC and in the business to ensure a scalable and efficient platform
• Promote initiatives that increase quality and lead projects seeking for improvements and efficiency in the ways of working
• Support the MLRO including but not limited to communications with regulatory authorities and FIU

What you need to be successful:

Background:

• A university degree in economics law business or other relevant areas
• Professional experience gained in an anti-financial crime or compliance or risk management role ideally with at least 5 years
• Proven experience in complex investigations and SARs (comunicación por indicio F19) with SEPBLAC
• A professional Financial Crime qualification from an internationally recognised body (e.g. ICA ACAMS) would be beneficial

Skills:

• In-depth knowledge of European and Spanish regulations on Financial Crime (AML/CTF fraud tax evasion)
• You are fluent in English and Spanish spoken and written
• Experience with SQL and Python would be a plus
• Proven ability to relate to the Authorities
• Hardworking team worker and attentive to detail
• Strong analytical advisory communication and presentation skills and initiative are among your strengths
• Knowledge of the Spanish regulatory environment and relevant processes with regard to topics such as KYC financial crime risk assessment transaction monitoring fraud / terrorist financing sanctions / embargoes and screening
• Advanced use of MS Office (G suits) skills for Excel and Word
• You are detail oriented diligent and reliable
• You are a great team player
• You have a hands-on mentality and take on ownership
• You should enjoy a fast-paced working environment show high willingness to learn and work autonomously to grasp new topic

Whats in it for you:

• Accelerate your career growth by joining one of Europes most talked about disruptors .
• Employee benefits that range from a competitive personal development budget work from home budget discounts to fitness & wellness memberships language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities life experiences and family statuses.
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for todays digital world. Technology and design empower everything we do and its how we are building the global banking platform the world loves to use.

Weve eliminated physical branches paperwork and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.

We are headquartered in Berlin with offices in multiple cities across Europe including Vienna and Barcelona and a 1500-strong team of more than 80 nationalities.

Sounds good Apply now for this position.

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential.

We genuinely welcome and encourage applications from people of all backgrounds cultures genders sexual orientations abilities neurodiversities and ages. Were committed to creating an inclusive workspace where everyone feels valued and respected free from harassment and discrimination. If theres anything you need to make the application process work for you please let us know by reaching out to .

Visit our website to learn more about Diversity Equity & Inclusion at N26.