Intraday Liquidity Transformation Lead – OSFI LAR & Commercial Payments

Intraday Liquidity Transformation Lead OSFI LAR & Commercial Payments

Location: Toronto

Role Overview

Lead the end-to-end transformation of commercial deposit and commercial payment datasets and processes to meet OSFI Liquidity Adequacy Requirements (LAR) Chapter 7 for Intraday Liquidity Monitoring. Ensure regulatory compliance while driving modernization across Commercial Banking payments and liquidity operations.

Key Responsibilities

Regulatory Compliance Expertise

• Interpret and translate OSFI LAR Chapter 7 requirements into actionable business data and technology deliverables.
  
• Ensure full compliance across liquidity reporting monitoring and controls.
  

Intraday Liquidity Monitoring Design

• Design and guide implementation of capabilities to measure expected daily gross liquidity inflows/outflows.
  
• Anticipate intraday timing and forecast potential net funding shortfalls.
  

Operational Liquidity Oversight

• Build frameworks for continuous monitoring of intraday positions against expected activities resource availability collateral and credit capacity.
  

Minimum Viable Solution (MVS) vs. Target State Definition

• Distinguish and document clear MVS versus long-term target state solutions for Commercial Banking enterprise payments.
  
• Ensure regulatory readiness while supporting strategic modernization initiatives.
  

Payment & Deposit Flow Subject-Matter Leadership

• Serve as SME in commercial banking payment flows (wires ACH RTP treasury payments deposit behaviors).
  
• Advise technology and business teams on data lineage dependencies and risk points.
  

Intraday Funding & Collateral Management Capabilities

• Define business processes and system requirements for acquisition of intraday funding collateral mobilization and management of intraday liquidity objectives.
  

Liquidity Outflow Timing Management

• Develop tools metrics and controls to manage prioritize or defer liquidity outflows in alignment with intraday liquidity strategies and regulatory expectations.
  

Risk & Disruption Scenario Readiness

• Lead the design of contingency processes and reporting for unexpected intraday liquidity flow disruptions.
  
• Include scenario testing alerting and rapid-response protocols.
  

Stakeholder & Program Governance Leadership

• Drive cross-functional alignment with Technology Risk Treasury Payments Operations and Compliance.
  
• Lead governance communication documentation and executive reporting for programs and initiatives.