The Senior Product Manager - Payments Platform / Payment Framework is responsible for defining delivering and scaling core paymentprocessing capabilities across global cardpresent and cardnotpresent channels.
This role owns endtoend product management for a defined set of payment platform capabilities ensuring consistency scalability and alignment across gateways processors schemes and downstream services. The Senior Manager partners closely with engineering architecture operations risk compliance finance and commercial teams to deliver highquality payment capabilities aligned with platform standards and regulatory requirements.
As a senior individual contributor this role plays a key part in quarterly planning roadmap execution and crossteam alignment within the Payment Processing Product Management organization and the broader Visa Acceptance Platform.
Payments Domain Expertise
- Strong working knowledge of payment acceptance processing and orchestration including authorization settlement tokenization network rules and paymentscheme behaviors
- Experience working with acquiring gateway processing issuer behaviors and optionality across payment rails (card wallets A2A alternative payments)
- Familiarity with fraudmanagement concepts (e.g. 3DS routing strategies) is highly desirable
Product Strategy & Roadmap Execution
- Contribute to and execute product strategy for assigned payment platform capabilities including capability design and scaling considerations
- Identify customer and market needs across merchants PSPs acquirers and alternative payment methods
- Translate customer partner and regulatory inputs into a clear actionable roadmap/epic/features for payment flows and platform enhancements
Product Definition & Delivery
- Define detailed product requirements epics features process flows and business rules for complex payment capabilities
- Own crossfunctional readiness for assigned capabilities including operational procedures risk/compliance alignment partner onboarding and performance metrics
- Participate in agile ceremonies as needed to ensure shared understanding and delivery against product goals
- Ensure endtoend payment experiences are welldefined including retries fallbacks routing logic error handling and user experience considerations
DataDriven Decision Making
- Partner with analytics and operations teams to define KPIs dashboards and monitoring tools that support prioritization and performance tracking
- Analyze trends such as authorization declines fraud rates routing effectiveness and costtoserve to inform product improvements
- Commercialization & GotoMarket
- Support development of value propositions pricing inputs merchantfacing narratives and readiness materials
- Collaborate with sales program management finance legal compliance UX and partners to support gotomarket execution
- Participate in merchant and partner engagements by clearly articulating product capabilities differentiation and roadmap direction
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.
Qualifications :
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD
- Minimum of 5 years of product management experience in payment processing domain and APIbased products.
- Strong expertise in payments processing including gateways acquiring scheme rules lifecycle flows and regulatory considerations
- Experience defining API contracts platform capabilities and contributing to longerterm product architecture decisions
- Strong analytical problemsolving and communication skills with a bias toward scalable reusable product solutions
Additional Information :
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Remote Work :
No
Employment Type :
Full-time
The Senior Product Manager - Payments Platform / Payment Framework is responsible for defining delivering and scaling core paymentprocessing capabilities across global cardpresent and cardnotpresent channels.This role owns endtoend product management for a defined set of payment platform capabilitie...
The Senior Product Manager - Payments Platform / Payment Framework is responsible for defining delivering and scaling core paymentprocessing capabilities across global cardpresent and cardnotpresent channels.
This role owns endtoend product management for a defined set of payment platform capabilities ensuring consistency scalability and alignment across gateways processors schemes and downstream services. The Senior Manager partners closely with engineering architecture operations risk compliance finance and commercial teams to deliver highquality payment capabilities aligned with platform standards and regulatory requirements.
As a senior individual contributor this role plays a key part in quarterly planning roadmap execution and crossteam alignment within the Payment Processing Product Management organization and the broader Visa Acceptance Platform.
Payments Domain Expertise
- Strong working knowledge of payment acceptance processing and orchestration including authorization settlement tokenization network rules and paymentscheme behaviors
- Experience working with acquiring gateway processing issuer behaviors and optionality across payment rails (card wallets A2A alternative payments)
- Familiarity with fraudmanagement concepts (e.g. 3DS routing strategies) is highly desirable
Product Strategy & Roadmap Execution
- Contribute to and execute product strategy for assigned payment platform capabilities including capability design and scaling considerations
- Identify customer and market needs across merchants PSPs acquirers and alternative payment methods
- Translate customer partner and regulatory inputs into a clear actionable roadmap/epic/features for payment flows and platform enhancements
Product Definition & Delivery
- Define detailed product requirements epics features process flows and business rules for complex payment capabilities
- Own crossfunctional readiness for assigned capabilities including operational procedures risk/compliance alignment partner onboarding and performance metrics
- Participate in agile ceremonies as needed to ensure shared understanding and delivery against product goals
- Ensure endtoend payment experiences are welldefined including retries fallbacks routing logic error handling and user experience considerations
DataDriven Decision Making
- Partner with analytics and operations teams to define KPIs dashboards and monitoring tools that support prioritization and performance tracking
- Analyze trends such as authorization declines fraud rates routing effectiveness and costtoserve to inform product improvements
- Commercialization & GotoMarket
- Support development of value propositions pricing inputs merchantfacing narratives and readiness materials
- Collaborate with sales program management finance legal compliance UX and partners to support gotomarket execution
- Participate in merchant and partner engagements by clearly articulating product capabilities differentiation and roadmap direction
This is a hybrid position. Expectation of days in the office will be confirmed by your Hiring Manager.
Qualifications :
- 8 or more years of relevant work experience with a Bachelor Degree or at least 5 years of experience with an Advanced Degree (e.g. Masters MBA JD MD) or 2 years of work experience with a PhD
- Minimum of 5 years of product management experience in payment processing domain and APIbased products.
- Strong expertise in payments processing including gateways acquiring scheme rules lifecycle flows and regulatory considerations
- Experience defining API contracts platform capabilities and contributing to longerterm product architecture decisions
- Strong analytical problemsolving and communication skills with a bias toward scalable reusable product solutions
Additional Information :
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race color religion sex national origin sexual orientation gender identity disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
Remote Work :
No
Employment Type :
Full-time
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