Principal Engineer Java Payments domain

About this role:

Wells Fargo is seeking a Principal Engineer

In this role you will:

• Act as an advisor to leadership to develop or influence applications network information security database operating systems or web technologies for highly complex business and technical needs across multiple groups
• Lead the strategy and resolution of highly complex and unique challenges requiring in-depth evaluation across multiple areas or the enterprise delivering solutions that are long-term large-scale and require vision creativity innovation advanced analytical and inductive thinking
• Translate advanced technology experience an in-depth knowledge of the organizations tactical and strategic business objectives the enterprise technological environment the organization structure and strategic technological opportunities and requirements into technical engineering solutions
• Provide vision direction and expertise to leadership on implementing innovative and significant business solutions
• Maintain knowledge of industry best practices and new technologies and recommends innovations that enhance operations or provide a competitive advantage to the organization
• Strategically engage with all levels of professionals and managers across the enterprise and serve as an expert advisor to leadership

Required Qualifications:

• 7 years of Engineering experience or equivalent demonstrated through one or a combination of the following: work experience training military experience education

Desired Qualifications:

• Overall 15 years of experience and Strong programming skills in Java Python or similar languages.
• Knowledge of payment messaging standards (ISO 8583 ISO 20022).
• Expertise in cloud platforms (AWS Azure GCP) and microservices architecture.
• Experience with API design containerization (Docker Kubernetes) and CI/CD pipelines.
• Microservices and Event-Driven-Architecture
• GenAI Agentic AI Co-pilot Automation
• Define and drive the technical roadmap for payments transformation initiatives.
• Evaluate emerging technologies and recommend adoption strategies for payment modernization.
• Ensure architectural consistency scalability and security across payment platforms.
• Provide deep technical expertise in ACH RTGS / Wires SWIFT ISO 20022 UPI and real-time payment systems.
• Lead migration projects from legacy systems to modern API-driven architectures.
• Ensure compliance with regulatory standards (AML PCI DSS) and security best practices.
• Design cloud-native microservices-based payment solutions.
• Develop integration strategies for APIs payment gateways and third-party services.
• Optimize system performance reliability and fault tolerance for high-volume transactions.
• Excellent leadership communication and stakeholder management skills.
• Ability to influence technical decisions and drive consensus across teams.

Job Expectations:

• Lead the technical strategy and execution for Payments Transformation initiatives.
• This role involves architecting scalable secure and innovative payment solutions modernizing legacy systems and driving adoption of real-time API-driven and cloud-native payment platforms.
• Collaborate with cross-functional teams to ensure technology alignment with business objectives and regulatory compliance.
• Work closely with product owners business analysts and engineering teams to align technical solutions with business goals.
• Mentor senior engineers and promote best practices in coding design and architecture.
• Facilitate technical workshops and knowledge-sharing sessions.
• Drive innovation in payment technologies including blockchain AI-based fraud detection and digital wallets.
• Implement DevOps practices for continuous integration and delivery.
• Champion automation and performance optimization initiatives.

Posting End Date:

*Job posting may come down early due to volume of applicants.

We Value Equal Opportunity

Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race color religion sex sexual orientation gender identity national origin disability status as a protected veteran or any other legally protected characteristic.

Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit Market Financial Crimes Operational Regulatory Compliance) which includes effectively following and adhering to applicable Wells Fargo policies and procedures appropriately fulfilling risk and compliance obligations timely and effective escalation and remediation of issues and making sound risk decisions. There is emphasis on proactive monitoring governance risk identification and escalation as well as making sound risk decisions commensurate with the business units risk appetite and all risk and compliance program requirements.

Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates including women persons with disabilities aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.

Applicants with Disabilities

To request a medical accommodation during the application or interview process visitDisability Inclusion at Wells Fargo.

Drug and Alcohol Policy

Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.

Wells Fargo Recruitment and Hiring Requirements:

a. Third-Party recordings are prohibited unless authorized by Wells Fargo.

b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.