Fraud Analyst

About Selina

At Selina Finance our mission is to provide exceptional value with simple and flexible financial products. Were achieving this by building a next-generation digital lender targeting homeowners across the UK. More than 2tn of equity value is locked up in UK homes while homeowners still need to rely on high-interest-rate consumer loans credit cards or overdrafts. We believe this is unfair and unnecessary. We offer a financing product unlike anything else out there one that is as flexible as a current account as affordable as a mortgage and as easy to apply for as a consumer loan.

We are building an incredible team and culture of high performance development reward and recognition ready for the next phase of our adventure and this is where you come in!

We have quite a few things to be proud of

We have 19 different nationalities across our London Manchester and remote teams
Voted as one of the fastest-growing businesses in the UK by Business Leader Growth 500 for 2025
Voted top 30 of Tempos 100 best start-ups to work for
Disability Confident Committed employer
BCorp Certified
Rated highly in our employee survey on:
Workplace Culture
Work Life/Balance
Employee Recognition

About the Role

This is a high-impact analytics role within our Risk & Compliance team. As a Fraud Analyst youll use data to identify and prevent fraudulent activity helping protect both our customers and the business while ensuring genuine customers move through our products with minimal friction.

Youll be part of a dynamic and collaborative team and your insights will directly influence live fraud decisions and customer outcomes every day. Fraud is constantly evolving. As we scale our products and customer base our ability to detect prevent and adapt to new fraud risks is critical.

What will you be doing

• Monitoring fraud performance dashboards across products and channels

• Investigating anomalies spikes and unusual behavioural patterns

• Writing SQL queries and using Python to explore data and answer time-sensitive questions

• Designing testing and optimising fraud rules and controls

• Translating analytical findings into clear recommendations

• Proactively identify emerging fraud patterns

• Strengthen fraud controls across new onboarding journeys

• Reduce fraud losses while maintaining a seamless customer experience

• Continuously improve fraud decisioning through data-led insights

Youre a great fit if you

• Have strong experience writing SQL and using Python for analysis

• Familiar with Taktile or other automated decisioning/fraud management platforms

• Experience with Threatmetrix CIFAS and other fraud prevention tools

• Hold a detail-oriented mindset with high standards for data quality

• Have clear and structured communication skills

• Take a genuine interest in understanding customer behaviour and how fraud manifests in data

• Have a proactive problem-solving approach in fast-paced environments

• Deliver accurate well-structured analysis

• Go beyond reporting numbers to explain underlying drivers and impact

• Take responsibility for your work and proactively clarify ambiguity

• Communicate clearly and confidently with both technical and non-technical stakeholders

• Connect data insights to tangible customer and business outcomes

What we offer:

• 45000 base salary

• 25 days annual leave plus bank holidays

• 30 days work-from-anywhere allowance

• Bi-annual Bonus (discretionary)

• Volunteering allowance

• Growth Shares aligning your rewards with our success giving you the opportunity to share in the value we create.

• Annual L&D budget

• Cycle to work scheme

• 3% pension contribution

• Monthly socials

• Free access to mental health support via Spill

• A choice of benefits that work for you courtesy of our benefits platform Thanks Ben

• Annual 60 cycle allowance for Santander cycles or Evans (via Thanks Ben)

• Workplace Nursery Benefit allowing eligible nursery costs to be paid via salary sacrifice

• Annual Train Ticket Loan Scheme

Our Values

Our values underpin how we work together as a high-performing team driving our growth and success.

Take Ownership - We all act as owners. We make decisions in the best interest of the company. We pride ourselves on solving problems not finding barriers. We have a bias for action; we move fast and we deliver.

Customer Obsessed - We put our customers at the heart of everything we do. We listen to their needs and work tirelessly to provide them with the best possible products and experiences.

Drive Change - We are pioneers in our industry. We are not afraid to challenge the status quo and we constantly seek out new and better ways of doing things. We are agile and adaptable and we embrace change as an opportunity for growth.

Empower Our Team - We believe that collaboration and teamwork are the cornerstones of success and we set up our team for great achievements.

We are an equal opportunities employer and are determined to ensure that no applicant or employee receives less favourable treatment on the grounds of gender age disability religion belief sexual orientation marital status or race or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.

We also welcome and encourage applications from traditionally underrepresented categories and provide feedback to any candidate we interview even if that feedback is speaking to another candidate being more suitable for the role.