Senior FinCrime Analyst Italy

About

Swan is Europes embedded banking specialist. We empower software companies to embed banking features like accounts cards and payments directly into their products under their own processes over 1.5 billion in monthly transactions for more than 150 companieslike Pennylane Indy Agicap Libeo and Lucca. Founded in 2019 the company has received growth capital from leading investors such as Lakestar Accel Creandum Bpifrance and Eight Roads. Swan is a principal member of Mastercard and a licensed financial institution regulated by the French banking authority (ACPR).

Our mission

Banking belongs in business software

Many software companies already serve small businesses incredibly well: helping them send invoices run payroll manage inventory and more. Theyre on a mission to become the central hub for managing every aspect of business life.

But when it comes to financial workflows theres still a gap. Too many critical tasks like managing cash flow tracking payments or reconciling accounts happen outside the software across spreadsheets email threads banking portals.

Its a missed opportunity. Business software shouldnt just record financial activity it should run it.

To learn more about us: About Swan ; Our story.

Job description

Your mission

As a FinCrime Analyst you will play a crucial role in ensuring the safety and compliance of our financial operations. Operating within the Financial Crime team which collaborates closely with Compliance Legal and Operations you will be instrumental in detecting and addressing risks related to money laundering fraud sanctions and other illicit activities. Your expertise will contribute to protecting the companys reputation and ensuring regulatory compliance with a specific focus on the Italian market and corporate customers.

Main tasks

• Transaction monitoring as a 2nd line: Analyze escalations from 1st line on customer transaction patterns with a strong focus on Italian corporate customers to identify potential money laundering or fraudulent activities.

• Sanctions screening: Perform sanctions and PEP screenings as well as due diligences when necessary to ensure compliance with international and local (Italian) regulatory requirements.

• Investigations: Conduct in-depth investigations into suspicious activities and transaction patterns assessing drafting and submitting Suspicious Activity Reports (SOS) in line with Italian AML regulations.

• Fraud response: Support the management of fraud-related incidents including analyzing chargeback cases unauthorized transfers and phishing attempts.

• Procedure development: Contribute to the continuous improvement of FinCrime procedures and controls with particular attention to Italian regulatory expectations.

• Data reporting: Preparation drafting and submission of Suspicious Activity Reports (SOS) to the Italian Financial Intelligence Unit (UIF) including operational use of Infostat-UIF following internal approval processes.

• Training: Support training initiatives to educate teams on emerging FinCrime risks typologies and mitigation techniques.

Preferred experience

Youre a great match if:

• You have 5 years of experience in financial crime fraud or AML within Fintechs Payment Institutions EMIs or traditional banking environments with focus on corporate clients.

• You have hands-on experience with the Italian AML framework including UIF indicators of anomaly and Suspicious Activity Reporting (SOS).

• Familiarity with transaction monitoring tools and AML regulations (e.g. FATF recommendations EU AML directives Italian AML Law . 231/2007) is a must.

• You possess strong analytical skills and a detail-oriented mindset.

• You are able to work autonomously on complex cases while collaborating effectively with the MLRO and senior stakeholders.

• You demonstrate strong written and verbal communication skills in both Italian and English.

• Prior experience with Infostat-UIF is considered a strong asset.

• Our ideal teammate: Empathetic. Skilled. Frank. We love to challenge each other and we leave our egos at the door.

Its okay if you dont tick all the boxes dont let imposter syndrome prevent you from applying!

Swan is committed to providing a caring work environment for all employees regardless of age sex disability sexual orientation race religion or belief.

When it comes to recruitment were interested in your work experience skills and overall personality. Because diversity makes the workplace stronger and is necessary for Swans success we are intensifying efforts to incorporate concrete actions to help us improve in this area.

About Swan

Perks of being a Swanee:

• Holidays: 27 days of paid leave.

• Well-being support: access to Moka Care for mental health and wellness.

• Hybrid remote policy: We offer the possibility of working from home for 2 days per week.

• Offsite: Once a year we gather to reconnect deep-dive into big topics and relax.

• This isnt a perk it should be the rule but diversity and inclusion are important at Swan. Were working hard to get better every day.

Our values:

Swans core values guide our actions daily. Individually they may seem obvious but together they form a unique culture.

Simplicity: Leonardo Da Vinci said: simplicity is the ultimate sophistication. If somethings convoluted or confusing we work extra hard to break it down. - Making complex things simple is what we do.

Long Term: We always play the long game whether its to support our partners in their growth journey or make tangible commitments to climate action.

Excellence: We are a team of experts who consistently go all out to create pixel-perfect banking services and exceed our partners expectations whatever it takes.

Be Human: We believe in the power of kindness and the importance of acting with integrity. But embracing our humanity extends beyond interpersonal interactions it means caring about greater issues that affect our planet.

You can find out more about our culture.

Recruitment process

• A 30-min call with our Talent Acquisition Manager to get to know you understand your career expectations and answer your questions

• Hiring Manager Interview with Anthony Lead FinCrime

• Case study and debrief with our Italian AMLRO Lorenzo

• Peer Interview with one of our FinCrime team members

• Last Interview with our Chief Risk Officer Stéphie