Credit Risk, Senior Associate

Chase Card Services is the leading credit card issuer in the U.S. With over $1 trillion in sales volume we have been #1 in the industry since 2017. We have also been #1 in outstandings (loans) for more than 10 years and lead in top-of-wallet market share. We serve more than 50 million active accounts across our Chase Branded Cards business which includes the Sapphire Freedom Slate consumer credit cards and Ink small business portfolio and our Co-Brand Card business.

Position Overview:

As the Credit Risk Senior Associate you will be a pivotal member of the newly formed Card Credit Decisioning Unit tasked with driving strategic insights and enhancing valuation strategy that underpin our investment decisions. This role is designed for a proactive and analytical individual who can navigate complex financial landscapes and provide data-driven recommendations that align with our business objectives.

In this positionyou will be responsible for highlighting new considerations for credit card onboarding and offer eligibility your work will involve analyzing cross-product performance trends to uncover opportunities for growth and efficiency. You will collaborate closely with cross-functional teams including marketing finance and product development to ensure that your analyses and recommendations are integrated into broader business strategies. Your ability to communicate complex information clearly and effectively will be crucial in influencing decision-making processes across the organization.

This role offers a unique opportunity to contribute to the strategic direction of our credit card portfolio leveraging your analytical expertise to drive innovation and growth. You will be part of a dynamic and forward-thinking team that values creativity collaboration and continuous improvement.

Key Responsibilities:

• Analyze cross-product performance trends to identify opportunities for growth and optimization
• Address complex questions related to credit card onboarding and customer offer eligibility and prepare recommended action items
• Collaborate with cross-functional teams to provide data-driven insights and recommendations
• Monitor and report on key performance indicators (KPIs) to track portfolio performance and identify areas for improvement

Qualifications:

• Bachelors degree in Finance Economics Business or a related field; advanced degree preferred
• Proven experience in financial modeling and investment analytics preferably within the credit card industry
• Strong analytical skills with the ability to interpret complex data and provide actionable insights
• Excellent communication and presentation skills with the ability to convey complex information to diverse audiences
• Proficiency in data analysis tools and software (e.g. Excel SQL Python R)
• Ability to work independently and collaboratively in a fast-paced environment