FinCrime Reporting Specialist

Were looking for a Financial Crime Specialist (SAR Reporting) to join our Austin TX team and help protect millions of customers around the world.

If youre passionate about financial crime prevention eager to grow in a dynamic and international environment and ready to make a real impact wed love to have you on our team.

Your mission: to safeguard our customers and Wise by detecting and reporting suspicious activity. Along the way youll build deep knowledge in financial crime investigations typologies and SAR reporting all while contributing to a fast-growing global fintech thats making money movement fairer and safer for everyone.

You would play a crucial role in supporting the organizations efforts to detect prevent and report money laundering activities and ensure compliance with AML and sanctions regulations. This entry-level position provides an excellent opportunity to develop skills and gain experience in financial crime compliance and AML operations.

Key responsibilities:

• Review and analyse customer accounts and transaction patterns to identify unusual or suspicious activity and to detect potential red flags related to money laundering fraud or other financial crimes.
• Efficiently draft and submit financial crime investigation reports to FinCEN. Ensure that all necessary details are accurately documented and the reports are detailed to meet the compliance requirements. Ensure reports are thoroughly documented and adhere to applicable regulatory guidelines. 
• Maintain knowledge of applicable anti-money laundering laws & regulations including the BSA The Patriot Act U.S. Treasury AML guidelines OFAC requirements and Suspicious Activity Reporting requirements.
• Work closely with other operational compliance departments to ensure that suspicious activities are properly investigated documented and escalated.
• Stay up-to-date on financial crime regulations FinCEN advisories and other best practices and the reporting requirements. Have a good understanding of different country risks and typologies across the region. 
• Safeguard sensitive information ensuring all reports and documentation are handled with the highest level of confidentiality and integrity.
• Coordinate responses and requests pursuant to Section 314 of the USA PATRIOT Act.
• Participate in training and upskilling sessions and remain knowledgeable about emerging trends and tools in financial crime detection.
• Develop and maintain productive and professional working relationships across teams contributing to a positive and collaborative team environment. Contribute to a forward-thinking environment by actively evaluating and providing critical feedback and human oversight for AI-driven tools. 

Qualifications :

• Language: you must be able to communicate clearly and professionally in verbal and writing in English. Other languages are a plus.
• Experience: previous experience in a financial crime-related field (AML fraud high risk customer reviews) is a must. We are open to candidates who are highly detail-oriented willing to learn and have transferable skills.
• Strong attention to detail: ability to handle routine tasks with high accuracy and maintain consistency in work product even under pressure. 
• Analytical skills: ability to analyze financial transactions identify patterns and make informed and well reasoned decisions based on different risk indicators. You have to demonstrate inquisitive mindset and meticulous attention to detail. 
• A strong process-oriented and efficiency-driven mindset.
• Communication: strong written and verbal communication skills particularly for writing reports.
• Adaptability: ability to effectively adapt to procedural changes in a fast paced environment.
• Time management: ability to work effectively under tight deadlines and manage multiple priorities with precision and accuracy.
• Ethical integrity: a strong understanding of the importance of confidentiality and the ethical considerations in financial crime investigations.

Additional Information :

PS! If youre interested in the position please apply by submitting your CV in English as this is our working language.

Compensation: Salary for this role is 64.500 USD yearly.

• Where Youll Be: Were looking for someone to join our team in  Austin Texas USA!
• Its a hybrid role so youll get to spend time with the team in the office. This isnt a fully remote position and we dont have a relocation package for it.
• Work Eligibility: This role is for candidates who are already authorized to work in US. Unfortunately we cant sponsor visas for this opportunity.
• Click here to see the benefits we offer!

Hiring Process: 

• Application (resume) 
• Test Assignment
• 60 min Final Interview

For everyone everywhere. Were people building money without borders  without judgement or prejudice too. We believe teams are strongest when they are diverse equitable and inclusive.

Were proud to have a truly international team and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what its like to work at Wise visit .

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Remote Work :

No

Employment Type :

Full-time