Credit Risk Analyst II
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Job Location:
Little Rock, AR - USA
Monthly Salary:
Not Disclosed
Posted on:
Yesterday
Vacancies:
1 Vacancy
Job Summary
Its fun to work in a company where people truly BELIEVE in what theyre doing!
Were committed to bringing passion and customer focus to the business.
We areseekinga highly analytical intellectually curious Data Analytics professional who thrives on uncovering the why behind complex problems.This position plays a key role in the departments goal ofidentifyingand measuring risk by using analytical tools to find anomalies trendsand gaps in the banks dual risk ratingsystem.Your insights will directly influence risk strategy policy decisions and process optimization across the organization.
Essential Duties and Responsibilities
Conduct comprehensive root cause analyses onloandata toidentifydrivers behindchanges in risk profilesgaps andanomaliesusing the BanksEnterprise Data Warehouseandtools such as SQLExcel and/orPython.
Create and manage dashboardsin Power BItoassistpersonnel across the Bank with reporting and portfolio management.
Perform reconciliations and data validation between the general ledger source systems models and reports to ensure completeness and accuracy.
Collaborate with stakeholders across Portfolio Management Underwriting Loan ReviewBankers andLoan Operations to understandcurrent procedures and chart a new path forwardfor any changes.
Transformdata insightsintoactionablerecommendationsusingdata visualizationsandconcise business writing.
Build repeatableprocedures and data sourceswith ITto ensure consistency of reported figuresand sound governanceprocedures.
Ensure data quality lineage understanding andappropriate model/codedocumentation.
Ensures all departmental documents and activities are performed in compliance with applicable laws regulationspoliciesand procedures as applicable to this position including completion of required compliance training.
Qualifications
To perform this job successfully an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge skill and/or ability.
Required Education and/or Experience
Bachelors degree in Analytics Finance Economics Statistics Mathematics Data Science ora related field.
2years of experience in data analyticswithin the banking or commercial lending space. Will also considerexperience as an underwriter or portfolio managerwith significant exposure toSQL and/or dataanalytics.
Expertisein SQL;proficiencyin Python R or other analytical scripting languages.
AdvancedproficiencyinExcel PowerBIand/or Tableau.
Critical thinkingskillsto break downcomplex andambiguous problems into clear analytical paths.
Ability to lead modest projects.
Ability to read write andcomprehendsimple instructions procedures business correspondence reports and memorandums.
Ability to speak effectively and present information in one-on-one and small group situations tointernal stakeholders.
Preferred
Knowledge of default probability models such as MoodysRiskCalcor CMM.
Familiarity withFRB guidance credit policy concepts or regulatoryframeworks.
Knowledge of statistical modeling experimentation or anomaly detection methods.
WhatWereLooking For (Beyond the Resume)
A natural investigator who enjoys exploring data with the same excitementassolving a puzzle.
A mindset that blends analytical rigor with creative problem-solvingwho bringsnew ideasidentifieshidden patterns and challenges assumptions.
High intellectual curiosityconstantly asking questions likeWhy is this happeningandWhat should happen next.
A collaborator who builds strong cross-functional relationships and confidently drives conversations rooted in data.
Why Join Us
Influence strategic decisions across credit risk and lending.
Work on highly visible analyses that shape the companys direction.
Engage with diverse problem setsby interacting with multiple lending verticals.
Be part of a team that values curiosity innovation and analytical excellence.
Equal Employment Opportunity Information: Simmons First National Corporation and its subsidiaries are committed to a policy of equal employment with respect to a persons race color religion sex ancestry sexual orientation gender identity national origin covered veterans military status physical or mental disability or any other legally protected classifications.
Required Experience:
IC
Key Skills
- ISO 27001
- Microsoft Access
- Risk Management
- Financial Services
- PCI
- Risk Analysis
- Analysis Skills
- COBIT
- NIST Standards
- SOX
- Information Security
- Data Analysis Skills
About Company
For more than 100 years, Simmons Bank has worked hard to help make our customers’ dreams come true - like buying a home, starting a business or simply having the ability to manage your money safely and securely, anywhere you happen to be.
