Small Business Lending Fellow

About the Position:

The Small Business Lending Fellowship is a structured six-month program designed to develop future professionals within Small Business Lending. Fellows will gain hands-on exposure to core portfolio management and special assets functions while learning the skills necessary to transition into a professional-level position upon successful completion of the program. This fellowship emphasizes professional development mentorship and practical experience across key areas of banking SBA lending credit analysis and portfolio management.

What You Will Do:

• Analyze annual and quarterly financials from borrowers to ensure accurate risk assessment during renewals and annual reviews.
• Analyze global cash flow for existing borrowers and guarantors to identify financial condition repayment ability and potential stress indicators.
• Proactively liaise and build relationships with customers to fully understand the scope of the business and status of the loan
• When banking needs are identified cross-sell or direct customers to the appropriate internal party
• Monitor past due reports to identify and alleviate payment issues within the first 15 days of delinquency and recommend mitigation strategies
• Support processes for servicing existing SBA loans
• Collect pertinent information needed to underwrite basic servicing actions including requests for loan modifications or collateral changes
• Recommend servicing actions within Bank policies and the SBA SOP 50 57
• Collect the financial documentation required to assess ongoing creditworthiness of the portfolio
• Interact with numerous internal partners and external vendors (attorneys appraisers brokers agents title companies closing agents and any other 3rd party firms) to protect and advance the interest of the bank
• Process servicing requestswith risk ratings of acceptable or better
• Maintain customer records in core platforms such as PCFS Loan Manager nCino and other banking systems
• Maintain financial review status logs servicing action logs and financial statement checklists.
• Stay informed on Bank policies SBA regulations and commercial lending laws
• Cross-train and assist the Loan Servicing department as needed during peak seasons and business cycles.
• Prepare internal bank reports related to delinquency and work-out
• Perform other duties as assigned to support learning and development.

What Were Looking For:

• A bachelors degree in finance business or related field required or relevant or commensurate work experience.
• Strong analytical and communication skills required.
• Strong interpersonal skills with a focus on developing collaborative working relationships and capacity to establish trust and rapport in a professional setting.

• Ability to learn quickly and adapt to a structured rotational program required.

Working Conditions/Demands:

• Professional office setting.
• Primarily sedentary position requiring long periods of time working at a computer.
• Must be able to move throughout the office and buildings to obtain or relay information.
• Must be able to perform the essential functions of the position with or without reasonable accommodation.

Who Are We

Were not just another bank and were not looking for just another employee. Since 1999 First Internet Bank has been dedicated to finding a better way to bank and doing things that have never been done before. Yes we really were the first state-charted FDIC insured bank to operate entirely online and we have been leading the way ever since.

We seek the game changers the innovatorsthose who challenge the status quo because change really is the only constant. Ready to join a team of imaginative driven individuals like you Its your career you deserve to imagine more. Keep reading we think you will like you what see.

Why Join Us

Our success has been driven in part by four core competencies customer focus teamwork adaptability and initiative. Collectively they define our actions and are at the heart of all we do. As a result weve been fortunate to have been named numerous times as an Indianapolis Star Top Workplace and one of the Best Banks to Work For! Headquartered in downtown Fishers our newly-built state-of-the-art 175000 square foot facility headquarters was designed with our team in mind and features an 18000 square foot open air deck named The Backyard with fire pits covered pergola waterfall and foliage to create a momentary escape from the work day. Beyond that the onsite fitness center with the latest equipment and ergonomically-designed workstations help promote health and wellness. Have we mentioned free snacks soft drinks and beer available on tap Want more How about unlimited volunteer time off and social events to bring us all together to have some more. Why just imagine more take the first step and apply today.

Our benefits package includes the following and so much more:

• Medical Dental and Vision Insurance for Full-Time employees - Eligibility begins on day one of employment
• 401(k) Retirement Plan with Generous Match for Full-Time and Part-Time employees - Eligibility begins on day one of employment
• Professional Development Reimbursement
• At Least 3 Weeks Paid Vacation Annually - For New Employees Paid Vacation is Adjusted Based on Start Date
• Eleven Paid Holidays
• Paid Volunteer Time
• Annual First Internet Bank-branded merchandise allowance

Equal Opportunity Employer - Women Minorities Veterans and Individuals with Disabilities

If you are a California resident you may be entitled to certain rights regarding your personal information. Additional information about our data collection practices and location specific notices is available on our privacy policy. Clickhere to read more.

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about discussed or disclosed their own pay or the pay of another employee or applicant. However employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information unless the disclosure is (a) in response to a formal complaint or charge (b) in furtherance of an investigation proceeding hearing or action including an investigation conducted by the employer or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c). Clickhere to read more.