Product Solutions, Payment Optimization (Routing) Payments-Vice President
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Job Location:
Monthly Salary:
Posted on:
17 hours ago
Vacancies:
1 Vacancy
Job Summary
You are a strategic and analytical thinker passionate about delivering innovative solutions to clients. You thrive in dynamic environments collaborating across teams to drive impactful results. If you are ready to unlock your potential and shape the future of product solutions you have found the right team.
As a Product Solutions Vice President in Merchant Services you are an expert at the intersection of products and the sales cycle. You leverage your deep understanding of customer needs to craft complex solutions partner with Product and Sales to identify and capture market opportunities and create new ways for teams to continuously deliver value to customers.
In this role you will collaborate across product technology and architecture within the payments space driving customer-centric strategies and business outcomes. You will influence the product development cycle develop comprehensive solution requirements and utilize industry-leading tools to support go-to-market initiatives. Your expertise will help shape the future of payments through value-added services and innovative product adoption
Job Responsibilities
Own the end-to-end strategy and roadmap for a smart routing and multi-rail orchestration product in the Merchant Services business
Design routing decision logic across PIN / PINless debit networks (e.g. PULSE STAR) local methods of payment (e.g. Carte Bancaire EFTPOS) Visa / Mastercard rails and emerging alternative rails where applicable
Build routing strategies that balance merchant preferences issuer behavior network rules regulatory requirements transaction economics (e.g. interchange scheme / network fees) and fallback / resiliency needs
Define product vision market positioning success metrics and business cases tied to approval rate lift cost savings and performance
Serve as a subject matter expert on debit routing scheme connectivity network economics and routing mandates (e.g. Durbin-style requirements where applicable)
Partner closely with engineering compliance risk operations and commercial teams to ensure successful execution and launch
Engage customers and partners to collect feedback drive adoption and strengthen JPMorgans position as a thought leader
Contribute to broader payment optimization initiatives beyond routing ensuring a connected solution across capabilities such as authentication tokenization vault and authorization optimization
Required Qualifications Skills and Capabilities
7 years of experience in payments with a background in product management solutions engineering / consulting payments implementations / integrations or network / scheme enablement
Strong understanding of debit payment economics including interchange mechanics scheme /network assessments processing / acquirer cost structures and how routing impacts merchant cost and provider margin
Demonstrated experience building or enabling routing / orchestration logic including cost vs approval rate tradeoffs network preference logic and fallback strategies
Strong ability to translate complex network scheme and regulatory requirements into clear product and technical execution
Proven track record bringing new product concepts from inception through successful commercial launch including developing customer journeys personas and requirements
Strong customer-facing communication skills and the ability to drive alignment across technical and business stakeholders
Passion for payments innovation with a clear point of view on trends shaping the payments optimization landscape
Show comfort with P&L ownership setting business objectives and driving commercial outcomes
FEDERAL DEPOSIT INSURANCE ACT:
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such an employment offer for this position is contingent on JPMorganChases review of criminal conviction history including pretrial diversions or program entries.
Required Experience:
Exec
Key Skills
- Change Management
- Financial Services
- Growing Experience
- Managed Care
- Management Experience
- Analysis Skills
- Senior Leadership
- Performance Management
- Process Management
- Leadership Experience
- negotiation
- Analytics
About Company
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans ov ... View more
