Internal Audit Lead, Merchant Acquirer Limited Purpose Bank (MALPB)

Who we are

About Stripe

Stripe is a financial infrastructure platform for businesses. Millions of companies - from the worlds largest enterprises to the most ambitious startups - use Stripe to accept payments grow their revenue and accelerate new business opportunities. Our mission is to increase the GDP of the internet and we have a staggering amount of work ahead. That means you have an unprecedented opportunity to put the global economy within everyones reach while doing the most important work of your career.

About the team

To advance Stripes important mission we are building a world class Internal Audit (IA) team. Our purpose is to strengthen the organizations ability to create protect and sustain value by providing the board and management with independent risk-based and objective assurance advice insight and foresight. We are consumed with the goal of moving as fast as the business being powered by technology and increasing the maturity of Stripes controls where it matters the most.

Our IA team is responsible for providing objective assurance on the design and operational effectiveness of Stripes internal controls and business processes its compliance with laws and regulations its risk management framework and other governance processes. Were looking for a leader with deep finance operations and regulatory compliance audit experience who will help us build and scale a global audit program.

What youll do

The MALPB IA Lead will be at the forefront of shaping our audit landscape in one of the most dynamic sectors of this pivotal role you will drive the execution of a comprehensive risk-based internal audit strategy that not only anticipates emerging risks but also aligns seamlessly with our managements vision and regulatory landscape.

As the MALPB IA Lead you will harness your expertise in governance risk management and internal controls to produce invaluable assessments that empower our Board Audit Committee and senior leadership to make informed strategic decisions. This is more than just an auditing position; its an opportunity to influence the very framework of our operations protect our organization from unforeseen challenges and bolster our commitment to excellence and compliance in the rapidly evolving world of merchant acquiring. If youre looking to make a significant impact and elevate your career in an innovative and supportive environment this is your chance to step into a role where your insights will drive meaningful change and ensure our continued success.

This position can be based in Atlanta GA (preferred) or New York NY.

Responsibilities

• Lead and execute a risk-based internal audit strategy that ensures comprehensive end-to-end audit coverage. This strategy should reflect emerging risks management priorities and regulatory obligations.
• Oversee evaluation and testing of governance risk management internal controls compliance financial reporting and operational processes to ensure their effectiveness accuracy and regulatory compliance.
• Produce objective and timely assessments and reports for the Board Audit Committee and senior leadership on issues related to risk management controls and governance.
• Serve as the principal Internal Audit liaison to network partners and regulators; prepare and present audit evidence and findings to enhance confidence in our internal oversight processes.
• Clearly communicate complex risks and impacts to senior stakeholders including the Board Audit Committee and regulators (e.g. OCC state banking agencies).
• Collaborate with stakeholder teams to translate audit findings into durable structural remediation plans while building and sustaining business relationships to support ongoing audit planning and execution.

Who you are

Were looking for someone who meets the minimum requirements to be considered for the role. If you meet these requirements you are encouraged to apply. The preferred qualifications are a bonus not a requirement.

Minimum requirements

• Bachelors degree in Accounting Finance Business Administration or related field.
• 8 years of experience in internal auditing risk management or compliance preferably within the banking or financial services sector.
• Strong experience in risk-based audit planning execution and reporting across governance compliance financial reporting and operational controls.
• Professional certification such as CIA CPA CAMS CRCM or similar is required (or active pursuit).
• Strong analytical skills with experience using data analytics and continuous monitoring tools to support audit activities.
• Excellent written and verbal communication skills; ability to present complex issues clearly to non-technical senior stakeholders.
• Proven ability to lead cross-functional remediation efforts and track closure of corrective actions.
• High degree of integrity independence and professional skepticism.

Preferred qualifications

• Masters degree in Accounting Finance MBA or related advanced degree.
• Prior experience in a regulated financial institution or network with complex relationships among network partners.
• Familiarity with regulatory reporting and supervisory expectations for banks and financial services (including OCC and state banking agency landscape).
• Experience with audit management software automation platforms and advanced data analytics.
• Demonstrated track record of building continuous audit/monitoring programs.