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Regular or Temporary:

Language Fluency: English (Required)

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Please review the following job description:

ESSENTIAL DUTIES AND RESPONSIBILITIES
Following is a summary of the essential functions for this job. Other duties may be performed both major and minor which are not mentioned below. Specific activities may change from time to time.

1. Risk and Regulatory Governance: Serve as the strategic connector between first line credit delivery second line credit risk and enterprise partners. Ensure disciplined risk ownership represent the organization in governance forums and regulatory engagements and drive clarity across risk and regulatory issues. Interpret and integrate regulatory guidance into operational frameworks policies and credit risk practices.
2. Key Risk Indicators (KRIs) and Compliance: Partner with risk and regulatory leaders to set monitor and adjust KRI thresholds influencing business mix and risk appetite. Own first line responsibilities for KRI calibration reporting and escalation. Ensure compliance processes alerts and documentation are consistently maintained and aligned with enterprise and regulatory standards.
3. Strategic Partnership & Portfolio Optimization: Align credit and sales strategies to optimize portfolio growth and profitability while maintaining robust risk practices. Collaborate with product relationship management investment finance and IT teams to define client selection criteria underwriting parameters and technology-driven process improvements. Deliver market and portfolio insights to senior leadership supporting responsible loan growth and enhanced portfolio composition.
4. Portfolio Oversight & Performance Analytics: Lead end-to-end oversight of credit portfolios ensuring adherence to risk management frameworks and regulatory standards. Automate data solutions establish reporting systems and monitor risk and performance metrics at fund and enterprise levels. Conduct portfolio reviews trend analyses and scenario modeling to identify emerging risks and growth opportunities.
5. Cross-Functional Leadership & Culture: Mentor and lead cross-functional teams fostering a culture of accountability transparency and proactive risk identification. Advocate for balanced growth and prudent risk-taking communicate effectively with senior leadership and regulators and ensure clarity and consistency across credit delivery and enterprise stakeholders.

Required Qualifications:

The requirements listed below are representative of the knowledge skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. 15 years of experience in credit risk management portfolio oversight credit strategy or related disciplines.
2. Deep expertise in credit risk concepts regulatory frameworks (e.g. OCC Basel) portfolio analytics and technology-driven process improvement.

3. Proven ability to lead cross-functional teams influence senior stakeholders and navigate complex governance structures.
4. Exceptional analytical written and verbal communication skills; confident spokesperson in executive and regulatory settings.

Preferred Qualifications:
1. Advanced degree (MBA MS or equivalent) in finance economics business administration or a related field.
2. Professional certifications such as CFA FRM or PRM.
3. Experience with digital transformation initiatives or implementation of advanced analytics in credit risk management.
4. Demonstrated success in managing regulatory examinations and remediation efforts.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits though eligibility for specific benefits may be determined by the division of Truist offering the offers medical dental vision life insurance disability accidental death and dismemberment tax-preferred savings accounts and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment along with 10 sick days (also prorated) and paid holidays. For more details on Truists generous benefit plans please visit our Benefits site. Depending on the position and division this job may also be eligible for Truists defined benefit pension plan restricted stock units and/or a deferred compensation plan. As you advance through the hiring process you will also learn more about the specific benefits available for any non-temporary position for which you apply based on full-time or part-time status position and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race gender color religion citizenship or national origin age sexual orientation gender identity disability veteran status or other classification protected by law. Truist is a Drug Free Workplace.

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