Senior Underwriter A&H

Who we are

American International Group Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience today AIG member companies provide a wide range of property casualty insurance life insurance retirement solutions and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets manage risks and provide for retirement security.

Make your mark in Underwriting

AIG underwriting teams help to find insurance solutions in areas including Financial Lines Accidents & Health Property Casualty Specialty Lines Cyber Multinational Clients and High Net Worth individuals. We are reimagining how we help customers to manage risk transforming our operating model and reshaping our role responsibilities and career pathways. The goal is to unlock the full potential in each colleague empowering our people to grow as insurance professionals and add more value to our customers and AIG.

About the role

How you will create an impact / Job Responsibilities

The Senior Underwriter A&H Spain reporting to the Lead Underwriter Iberia A&H will contribute by underwriting new & renewal business developing and maintaining relationships with new and existing brokers building strong client relationships and working to carry out agreed strategies.

Job Responsibilities

• Manage underwriting to achieve profitable growth including underwriting new business renewals quotes and other transactions.

• Understanding of the local insurance broker community plus the ability to build relationships with brokers clients and senior management.

• Build and maintain appropriate strong and effective business relationships with stakeholders (Claims Operations Legal Risk and Distribution Teams).

• Prepares policy writing instructions and premium billings; analyzes submissions for accuracy of policy issuance information from the broker ensuring policies contain all compliance information as indicated on the hand-off sheet; and checks/signs policies prior to release.

• Identify growth opportunities and drive pipeline activity

• Ensure governance pricing adequacy and underwriting discipline

• Coordinate underwriting excellence across the A&H product line by establishing and ensuring adherence to risk appetite line setting standards and guidelines and ensure rating and pricing adequacy.

• Support the development of new products and/or product enhancements

• Underwrite and service risks an acceptable AIG standard.

• Produce files for Peer Reviews to the agreed AIG A&H Division standards.

• Proficient knowledge of key regulatory requirements.

• Ensure that AIG customers are treated fairly in accordance with AIG standards and maintain high service levels to both internal and external customers

• Lead contract negotiation efforts with partners and the public sector liaising internally with Legal & Compliance

• Work with Marketing team to develop various sales collateral to support business development

• Visit producers to establish effective relationships.

• Integrator: Collaborate with multiple technical functional distribution and client/broker management resources local regional and global across the wider business.

• Drive a culture that promotes collaboration diversity and inclusion

What were looking for - What youll need to succeed - Job profile:

• Strong and relevant experience in A&H or related lines (Group and Individual PA Travel Expat Medical Specialty Business Affinity among others).

• Fluent in Spanish and English. Portuguese is a plus.

• Strong sales and negotiation background: ability to influence others to develop business negotiate agreement with a strong understanding of sales process including pre-sale and post-sale requirements of the business.

• Strong understanding of the Spanish insurance market and broker community (Corporate Medium and Individual Brokers).

• Analytical and quantitative skills: Ability to read and analyze P&L statements with an understanding of the key performance indicators.

• Good risk analysis and technical skills.

• Portfolio discipline and problemsolving orientation (willingness to roll up ones sleeves to get the job done)

• Knowledge of key regulatory requirements.

• Ability to maintain a flexible approach and adapt rapidly to changing work environments.

• Demonstrated success in using research analytics and testing methodologies to make business decisions.

• Strong interpersonal and communication skills. Ability to work across interdisciplinary teams and cultivating a network of productive relationships.

• Proactive and team worker

• Strong oral and written communication skills.

• Takes personal responsibility for career development.

We are an Equal Opportunity Employer

It has been and will continue to be the policy of American International Group Inc. its subsidiaries and affiliates to be an Equal Opportunity Employer. We provide equal opportunity to all qualified individuals regardless of race color religion age gender gender expression national origin veteran status disability or any other legally protected categories. At AIG we believe that diversity and inclusion are critical to our future and our mission creating a foundation for a creative workplace that leads to innovation growth and profitability. Through a wide variety of programs and initiatives we invest in each employee seeking to ensure that our people are not only respected as individuals but also truly valued for their unique perspectives.

At AIG we value in-person collaboration as a vital part of our culture which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG our people are our greatest asset. We know how important it is to protect and invest in whats most important to you. That is why we created our Total Rewards Program a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health wellbeing and financial securityas well as your professional developmentto bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the worlds most far-reaching property casualty networks. It is an exciting time to join us across our operations we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG you can go further to support individuals businesses and communities helping them to manage risk respond to times of uncertainty and discover new potential. We invest in our largest asset our people through continuous learning and development in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

Were committed to creating a culture that truly respects and celebrates each others talents backgrounds cultures opinions and goals. We foster a culture of inclusion and belonging through learning cultural awareness activities and Employee Resource Groups (ERGs). With global chapters ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIGs greatest assets and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race color religion age gender gender expression national origin veteran status disability or any other legally protected categories.

AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation please send an email to .

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