Position Overview
At PNC our people are our greatest differentiator and competitive advantage in the markets we serve. We are all united in delivering the best experience for our customers. We work together each day to foster an inclusive workplace culture where all of our employees feel respected valued and have an opportunity to contribute to the companys success. As a Data Scientist within PNCs Balance Sheet Analytics & Modeling Retail Banking Data Modeling organization you will be based in Pittsburgh or Philadelphia PA Cleveland OH Wilmington DE Tysons Corner VA or Charlotte NC.
Preferred Skills & Experience:
Masters degree in data science computer science engineering applied mathematics or related field. A PhD degree is preferred but not required.
At least 5 years of experience with direct data science or machine learning projects in industry with 2 years specifically in NLP.
Strong background in Mathematics and Statistics. Demonstrable mathematical inventiveness for novel problem solving (via probability optimization information theory linear algebra)
Very strong expertise in data collection cleaning preprocessing and transforming data.
Expert programming skills in Python Spark and SQL. Solid software practices (testing packaging CI). MLOps familiarity.
Experience with big data platforms. Experience with cloud-native model development and deployment preferred.
Research mindset reads/reproduces papers; designs baselines/ablations; evaluates for robustness drift and fairness. Meticulous about data quality reproducibility and experiment tracking.
Experience in transfer learning and in fine tuning open-source transformer models. Creative and pragmatic: chooses the simplest highimpact approach (prompting adapters retrieval distillation) before heavy training.
Practical NLP/LLM experience and awareness of evaluation pitfalls (hallucinations prompt sensitivity grounding).
Strong collaborator within and between cross-functional teams; excellent verbal and written communication skills; adapts communication to audience: effectively communicate technical concepts and results to both technical and business audiences
Curious hardworking detail-oriented and action-oriented; motivated by complex analytical problems; investigates failure modes; documents learnings clearly.
Prioritizes pace over perfection and is comfortable in the face of changing circumstances and business priorities
Excited by the prospect of delivering value through the application of emerging technologies and techniques.
Previous experience in financial services industry is not required but is considered a plus.
Customerfocused and riskaware; comfortable aligning work with governance expectations.
PNC is an in-office company that fosters a supportive culture where employees can thrive and achieve balance. We encourage candidates to connect with their recruiter and hiring manager to understand workplace expectations and ensure the role aligns with their goals.
PNC will not provide sponsorship for employment visas or participate in STEM OPT for this position.
Job Description
- Performs analytical tasks on vast amounts of structured and unstructured data to extract actionable business insights.
- Participates in the data gathering data processing and data mining of large and complex datasets.
- Develops algorithms using advanced mathematical and statistical techniques like machine learning to predict business outcomes and recommend optimal actions to management.
- Runs analytical experiments in a methodical manner to find opportunities for product and process optimization. Assists in the presentation of business insights to management using visualization technologies and data storytelling.
- May partner with Data Architects Data Analysts Data Engineers and Visualization Experts to develop data-driven solutions for the business.
PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be:
- Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
- Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNCs Enterprise Risk Management Framework.
Qualifications
Successful candidates must demonstrate appropriate knowledge skills and abilities for a role. Listed below are skills competencies work experience education and required certifications/licensures needed to be successful in this position.
Preferred Skills
Analytical Thinking Competitive Advantages Data Analytics Data Mining Data Science Machine Learning (ML)
Competencies
Data Architecture Data Mining Disruptive Innovation Information Capture Machine Learning Modeling: Data Process Events Objects Prototyping Query and Database Access Tools
Work Experience
Roles at this level typically require a university / college degree with 3 years of relevant / direct industry experience. Certifications are often lieu of a degree a comparable combination of education job specific certification(s) and experience (including military service) may be considered.
Education
Masters
Certifications
No Required Certification(s)
Licenses
No Required License(s)
Pay Transparency
Base Salary: $55000.00 $148800.00
Salaries may vary based on geographic location market data and on individual skills experience and education. This role is incentive eligible with the payment based upon company business and/or individual performance.
Application Window
Generally this opening is expected to be posted for two business days from 02/10/2026 although it may be longer with business discretion.
Benefits
PNC offers a comprehensive range of benefits to help meet your needs now and in the future. Depending on your eligibility options for full-time employees include: medical/prescription drug coverage (with a Health Savings Account feature) dental and vision options; employee and spouse/child life insurance; short and long-term disability protection; 401(k) with PNC match pension and stock purchase plans; dependent care reimbursement account; back-up child/elder care; adoption surrogacy and doula reimbursement; educational assistance including select programs fully paid; a robust wellness program with financial incentives.
In addition PNC generally provides the following paid time off depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year unless otherwise required by law; between 15 to 25 vacation days each year depending on career level; and years of service.
To learn more about these and other programs including benefits for full time and part-time employees visit.
Disability Accommodations Statement
If an accommodation is required to participate in the application process please contact us via email at . Please include accommodation request in the subject line title and be sure to include your name the job ID and your preferred method of contact in the body of the email. Emails not related to accommodation requests will not receive responses. Applicants may also call and say Workday for accommodation assistance. All information provided will be kept confidential and will be used only to the extent required to provide needed reasonable accommodations.
At PNC we foster an inclusive and accessible workplace. We provide reasonable accommodations to employment applicants and qualified individuals with a disability who need an accommodation to perform the essential functions of their positions.
Equal Employment Opportunity (EEO)
PNC provides equal employment opportunity to qualified persons regardless of race color sex religion national origin age sexual orientation gender identity disability veteran status or other categories protected by law.
This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA) and for any registered role the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act) and/or the Financial Industry Regulatory Authority (FINRA) which prohibit the hiring of individuals with certain criminal history.
California Residents
Refer to the California Consumer Privacy Act Privacy Notice to gain understanding of how PNC may use or disclose your personal information in our hiring practices.