KYC

Review and evaluate personal credit applications verifying applicants credit history income assets liabilities and repayment capacity.

Examine all loan application documentation including proof of income bank statements evidence of employment and identity verification documents.

Conduct risk assessments and make credit decisions in accordance with internal policies bank lending guidelines and Mexican financial regulatory requirements (e.g. CNBV regulations).

Identify potential fraud or irregularities and promptly report any anomalies.

Qualifications:

Minimum of 23 years experience in personal/consumer credit credit analysis or bank credit review (ideally with a background in a Mexican or international banking/financial institution).

You should be proficient in analysing credit reports financial statements and asset-liability structures and have strong risk assessment capabilities.

Familiarity with Mexican or international credit scoring systems (e.g. credit reporting agencies and CNBV regulatory frameworks) is essential.

Proficiency in credit assessment software and financial analysis tools such as Excel is required.

Fluency in Spanish is required as is strong English proficiency.

Excellent verbal and written communication skills to clearly convey information to business teams and clients.

detail-oriented meticulous responsible and a strong team player capable of working under pressure.