Junior Credit Analyst

Pulaski, AR - USA

Monthly Salary: Not Disclosed

Posted on: 13 hours ago

Vacancies: 1 Vacancy

Job Summary

Description

About Us

Bank of Frankewing has been a trusted local financial resource proudly serving our community with integrity and dedication. As a family-oriented institution we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legacy of service and commitment we continue to provide personalized banking solutions that meet the needs of our customers and offer a great place to grow your career.

Were seeking a ROCKSTAR Junior Credit Analyst to join our team and help assess and manage the credit risk for our bank. If you have a keen eye for detail enjoy diving deep into financial data and thrive in an environment where accuracy and critical thinking are key we want YOU to be a part of our team!

Key Responsibilities

Credit Risk Assessment & Management
Analysis of credit risk for loan applications providing recommendations to senior management.
Perform detailed credit analysis including financial statement reviews market trends and creditworthiness of potential borrowers.
Ensure compliance with all regulatory standards and internal credit policies.
Monitor the performance of the loan portfolio and provide early warning on potential risks or emerging issues.
Prepare comprehensive credit reports for senior leadership and board review.

Collaboration with Loan Officers & Executive Team
Work closely with loan officers to evaluate new and existing loan applications.
Offer strategic guidance to lending teams on risk mitigation and portfolio performance.
Provide advice and recommendations to management on credit policies and procedures.

Team Leadership & Development
Foster a collaborative environment within the credit department to ensure high performance and accountability.
Actively contribute to the ongoing development of credit processes and policies to enhance efficiency and minimize risk.

Qualifications

Qualifications
Experience: 2 years of experience in credit analysis lending or a similar role preferably in a banking environment.

Education: Bachelors degree in Finance Accounting Business or related field preferred but not required with experience. Relevant certifications (e.g. Credit Risk Certification) are a plus.

Skills:
o Knowledge of credit analysis financial statements and loan documentation.
o Strong understanding of regulatory requirements and risk management practices.
o Proficiency in financial modeling credit analysis software and Microsoft Office Suite.
o Exceptional analytical and problem-solving skills with the ability to interpret complex data.

Personality:
o Detail-oriented with a high degree of accuracy in analysis and reporting.
o Strong communication skills with the ability to explain complex financial data clearly to non-financial stakeholders.
o Collaborative proactive and solutions-driven.
o Trustworthy with the ability to handle sensitive financial information with discretion.

Why Join Us
Be part of a mission-driven organization that makes a difference.

Work alongside dynamic leaders and visionary board members.

Enjoy opportunities for professional growth and development.

Join a trusted community-oriented institution with a legacy of 103 years in banking.

Ready to Join Our Team
If youre an experienced credit professional ready to make an impact in a trusted growing institution wed love to hear from you! Please send your resume and a brief cover letter explaining why youre the right fit for the Junior Credit Analyst role to

Required Experience:

Junior IC

DescriptionAbout UsBank of Frankewing has been a trusted local financial resource proudly serving our community with integrity and dedication. As a family-oriented institution we prioritize building long-lasting relationships and creating a supportive work environment for our employees. With a legac...