| Job Purpose | The Co-Lending Product Manager will be responsible for designing managing and scaling co-lending partnerships between banks NBFCs and Fintechs. This role involves product ownership regulatory compliance and driving growth in co-lending portfolios across MSME housing and retail segments. |
| Duties and Responsibilities | Business development across HFCs NBFCs and Fintechs for business partnership under Co-lending/FLDG models. This will include all activities of pipeline creation commercial negotiations legal agreements tech integrations compliance alignments and other on-boarding activities. - Key account management for business generation post on-boarding of partner monthly business volumes across each partner revenue and loan loss. - Strong portfolio management along with risk actions to keep loan loss within desired threshold |
| Key Decisions / Dimensions | Data accuracy basis fitment and proposing to stakeholders -Business construct product fitment and possible business volume with each partner -Shortlisting of the right partner basis fitment and proposing to stakeholders -Business construct product fitment and possible business volume with each partner |
| Major Challenges | - Knowledge of varied product sets given that partnerships may vary across different product classes such as personal loans business loans micro finance loans etc. -- Interacting with various stakeholders across the organization as business will be heavy on risk credit and finance |
| Required Qualifications and Experience | a)Qualifications -Postgraduate preferably MBA b)Work Experience -4-6 years in business development/account management -2-3 years of financial services experience is mandatory c)Skills Keywords -Confident with good language proficiency across English & Hindi -Flexible with patience in dealing with clients. -Individual with a strong mindset & temperament who adapt to BFL culture |
Required Experience:
Manager
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