Senior Product Manager, Underwriting
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Job Location:
San Francisco, CA - USA
Monthly Salary:
Not Disclosed
Posted on:
21 hours ago
Vacancies:
1 Vacancy
Job Summary
The role:
As a Senior Product Manager for Underwriting you will be at the heart of SoFis lending engine. You will own the product lifecycle for the platforms and services that determine how we evaluate risk and qualify members for our lending products.
Your mission is to build scalable high-performance underwriting infrastructure that balances member experience with rigorous risk controls. You wont just be managing a backlog; you will be driving tech capabilities that span across multiple organizationspartnering with Risk Engineering Data Science and Legal to ensure our decisioning engines are fast accurate and compliant. You excel at navigating complex technical dependencies and delivering measurable improvements to the underwriting squad.What youll do: Own the Underwriting Roadmap: Define and drive the roadmap for our core underwriting and decisioning platforms ensuring they support SoFis multi-product growth.
- Navigate Complexity: Drive tech capabilities and stakeholder buy-in across multiple organizations (Risk Engineering Legal Compliance); effectively manage 3rd party partner integrations.
- Execution Excellence: Lead technical sprints manage a complex backlog and prioritize initiatives that improve underwriting throughput and reduce cycle times.
- Bridge the Gap: Translate nuanced risk and policy requirements into clear technical specifications for engineering teams ensuring underwriting thinking is integrated from inception.
- Data-Driven Decision Making: Synthesize inputs from multiple sources (UXR data analysis finance) to build strategic rationales. Leverage SQL to track performance and inform prioritization.
- Process Improvement: Drive quality and velocity improvements by removing hurdles for the team and contributing to PM best practices within the Underwriting org.
- Stakeholder Management: Serve as the primary point of contact for underwriting technology managing expectations and leading change management across the business.
What youll need:
- Experience: 5 years of product management experience ideally within fintech lending or platform-side roles.
- Technical Depth: Strong understanding of system architecture; ability to opine on technical choices and understand the trade-offs of different technical frameworks.
- Communication: Excellent communication skillsable to engage seamlessly with technical analytical and business audiences.
- Analytical Skills: Fluency with SQL and data analysis; experience using data to address customer pain points and iterate into solutions.
- Influence: Proven ability to influence beyond your immediate team and foster cross-functional alignment in a matrixed environment.
- Project Management: Strong organizational skills with a track record of running technical sprints and complex product launches.
Nice to have:
- Direct experience building or scaling underwriting/decisioning platforms.
- Knowledge of credit risk modeling and credit bureau data integrations.
- Experience working with lending platforms
- Experience working with LLMs or generative AI
Required Experience:
Senior IC
Key Skills
- Loan Processing
- Load Balancing
- Risk Management
- Growing Experience
- Algebra
- Management Experience
- Fair Housing Regulations
- Underwriting
- Team Management
- Geometry
- negotiation
- Supervising Experience
About Company
Why do 10M+ members trust SoFi? Financial solutions for school, marriage, starting a family, home buying, retirement, or whatever’s next. Member FDIC.
