Principal Engineer, Payments

Get to Know the Team

At Grab Financial Group (GFin) were building the future of payments in Southeast Asia. As Head of Payments Engineering you will lead the end-to-end engineering organization powering all payment experiences across the Grab ecosystem from in-app wallet transactions and online checkouts to in-store POS payments and acquiring services for merchants. This is a director-level role with a remit that spans both strategic direction and deep technical leadership.

Get to Know the Role

As a Principal Engineer for Payments at Grab you will be the technical driver behind the architecture and delivery of regional-scale payments platforms that power our consumer driver merchant and enterprise ecosystems across Southeast Asia. You will design and ship fault-tolerant compliant and cost-efficient services that process high volumes of transactions across multiple countries currencies payment methods and regulatory regimes.

You will partner closely with Product Risk Compliance Finance Operations and country teams to build platform capabilities spanning authorization capture settlement reconciliation disbursements/payouts refunds and disputes as well as wallets and real-time bank transfers. You will set the technical vision lead complex multi-quarter initiatives and raise engineering quality across the organization through design leadership hands-on implementation and mentorship.

You will report to the Head of Engineering. This position will be onsite at Grab One-North office.

The Critical Tasks You Will Perform

• Own design and delivery of mission-critical payment systems with high availability low latency and strict correctness.
• Define core payments architecture and drive platformization with clear domains stable APIs event contracts data models and versioning.
• Build resilient integrations to card networks banks APMs and real-time rails that tolerate changes and outages.
• Champion reliability observability security compliance scalability operability and cost with SRE and Security and lead chaos tests DR and incidents.
• Lead regionalization across currency localization regulation and scheme needs with safe rollouts and migrations.
• Make pragmatic data-driven decisions that balance impact speed and maintainability and align stakeholders on trade-offs.
• Author and review design docs/RFCs lead architecture reviews set coding/testing standards and elevate service.
• Lead by example with prototypes and critical-path builds mentor senior and staff engineers and scale best practices and culture.

Qualifications :

What Essential Skills You Will Need

• Bachelors in Computer Science or related is required; a Masters is preferred.
• 10 years in software including 5 in senior/lead roles delivering complex systems.
• Advanced in Java Go or Python with strong coding and testing discipline.
• Deep expertise in distributed systems and microservices: decomposition reliability scale.
• Extensive hands-on work in payments (auth/capture settlement recon ledger payouts refunds/disputes orchestration) with correctness and idempotency.
• Strong SQL/NoSQL skills with solid financial data modeling consistency and reconciliation.
• Proven integrations with card networks banks APMs and real-time rails using patterns.
• Solid grounding in security and compliance: PCI DSS encryption/KMS privacy and KYC/AML.
• Significant AWS/Azure/GCP experience including multi-region multi-tenant and cost efficiency.
• Familiarity with DevOps/SRE practices and tools: CI/CD IaC observability incident response and SLOs.
• Excellent problem-solving communication and cross-team leadership to drive multi-quarter delivery.

Additional Information :

Life at Grab

We care about your well-being at Grab here are some of the global benefits we offer:

• We have your back with Term Life Insurance and comprehensive Medical Insurance.
• With GrabFlex create a benefits package that suits your needs and aspirations.
• Celebrate moments that matter in life with loved ones through Parental and Birthday leave and give back to your communities through Love-all-Serve-all (LASA) volunteering leave
• We have a confidential Grabber Assistance Programme to guide and uplift you and your loved ones through lifes challenges.
• Balancing personal commitments and lifes demands are made easier with our FlexWork arrangements such as differentiated hours

What We Stand For at Grab

We are committed to building an inclusive and equitable workplace that enables diverse Grabbers to grow and perform at their best. As an equal opportunity employer we consider all candidates fairly and equally regardless of nationality ethnicity religion age gender identity sexual orientation family commitments physical and mental impairments or disabilities and other attributes that make them unique.

Remote Work :

No

Employment Type :

Full-time